Avidbank Holdings, Inc. (AVBH)

Avidbank Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	18.87	8.66	9.55	17.44	493.34	230.03
Investment Securities	-	5.23	3.62	32.48	2.79	6.3
Trading Asset Securities	-	0.66	0.46	1.1	-	-
Mortgage-Backed Securities	296.62	291.32	321.7	412.18	378.88	161.94
Total Investments	296.62	297.22	325.78	445.76	381.67	168.24
Gross Loans	1,841	1,866	1,742	1,556	1,225	994.3
Allowance for Loan Losses	-18.72	-18.68	-19.13	-16.48	-13.05	-12.56
Other Adjustments to Gross Loans	-	-1.17	-1.4	-1.7	-1.84	-0.82
Net Loans	1,822	1,846	1,722	1,538	1,210	980.93
Property, Plant & Equipment	2.12	9.26	12.82	16.27	19.27	23.45
Accrued Interest Receivable	60.96	8.09	8	14.3	11.74	2.91
Restricted Cash	106.14	74.04	71.85	29.85	-	-
Long-Term Deferred Tax Assets	-	30.43	28.78	32.46	9.16	-
Other Long-Term Assets	12.76	22.11	44.13	32.75	31.88	21.29
Total Assets	2,320	2,304	2,231	2,133	2,162	1,431
Interest Bearing Deposits	1,510	1,426	1,158	996.36	906.78	462.99
Institutional Deposits	-	51.01	23.38	61.79	79.48	125.67
Non-Interest Bearing Deposits	419.82	414.33	472.52	765.08	993.16	665.1
Total Deposits	1,929	1,891	1,654	1,823	1,979	1,254
Short-Term Borrowings	155	185	360	130.2	-	-
Current Portion of Leases	-	2.62	-	-	-	-
Accrued Interest Payable	16.82	12.09	18.86	7.34	8.04	7.94
Long-Term Debt	22	22	21.91	21.81	21.7	21.57
Long-Term Leases	-	5.07	10.43	13.15	15.83	19.08
Other Long-Term Liabilities	-	-	-	-	0.39	0.37
Total Liabilities	2,123	2,118	2,066	1,996	2,025	1,303
Common Stock	106.84	107	104.5	102.36	72.8	70.72
Retained Earnings	136.14	130.7	109.69	93.82	68.8	56.54
Comprehensive Income & Other	-46.36	-51.34	-48.88	-58.65	-4.5	0.67
Shareholders' Equity	196.62	186.36	165.31	137.54	137.1	127.92
Total Liabilities & Equity	2,320	2,304	2,231	2,133	2,162	1,431
Total Debt	177	214.69	392.34	165.15	37.54	40.64
Net Cash (Debt)	-158.13	-205.36	-382.33	-146.62	455.81	189.39
Net Cash Growth	-	-	-	-	140.67%	65.85%
Net Cash Per Share	-20.71	-27.01	-51.04	-21.09	75.19	31.74
Filing Date Shares Outstanding	7.91	7.91	7.77	7.65	6.26	6.17
Total Common Shares Outstanding	7.91	7.91	7.77	7.65	6.26	6.17
Book Value Per Share	24.85	23.57	21.27	17.99	21.91	20.74
Tangible Book Value	196.62	186.36	165.31	137.54	137.1	127.92
Tangible Book Value Per Share	24.85	23.57	21.27	17.99	21.91	20.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.