Bancorp. of Southern Indiana (BCSO)

BCSO Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	17.8	12.8	16.31	29.23	118.19
Investment Securities	116.59	109.1	134.17	141.04	119.27
Total Investments	116.59	109.1	134.17	141.04	119.27
Gross Loans	869.49	800.15	742.25	601.3	494.01
Net Loans	869.49	800.15	742.25	601.3	494.01
Property, Plant & Equipment	19.81	18.98	19.35	11.78	9.19
Loans Held for Sale	0.38	0.7	0.67	0.11	9.33
Other Long-Term Assets	43.16	40.61	40.59	35.75	33.01
Total Assets	1,067	982.33	953.35	819.2	782.98
Interest Bearing Deposits	700.12	643.46	603.65	545.54	508.27
Non-Interest Bearing Deposits	141.99	143.06	136.69	142.74	143.38
Total Deposits	842.11	786.52	740.35	688.28	651.65
Short-Term Borrowings	16.17	21.97	12.18	9.07	6.32
Long-Term Debt	113	90	120	50	47
Other Long-Term Liabilities	13.07	10.42	10.91	7.59	7.77
Total Liabilities	984.35	908.91	883.44	754.95	712.74
Common Stock	82.89	73.42	69.91	64.26	70.24
Shareholders' Equity	82.89	73.42	69.91	64.26	70.24
Total Liabilities & Equity	1,067	982.33	953.35	819.2	782.98
Total Debt	129.17	111.97	132.18	59.07	53.32
Net Cash (Debt)	-105.66	-92.48	-107.46	-21.64	68.49
Net Cash Growth	-	-	-	-	789.80%
Net Cash Per Share	-78.22	-68.42	-79.46	-15.98	50.47
Filing Date Shares Outstanding	1.35	1.35	1.35	1.35	1.36
Total Common Shares Outstanding	1.35	1.35	1.35	1.35	1.36
Book Value Per Share	61.46	54.32	51.69	47.51	51.76
Tangible Book Value	82.89	73.42	69.91	64.26	70.24
Tangible Book Value Per Share	61.46	54.32	51.69	47.51	51.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.