Banco do Brasil S.A. (BDORY)

Banco do Brasil Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	319,462	273,505	138,068	121,010	86,960
Interest Income on Investments	-	-	129,056	119,244	44,547
Total Interest Income	319,462	273,505	267,123	240,255	131,507
Interest Paid on Deposits	218,451	168,991	66,276	54,176	21,116
Interest Paid on Borrowings	-	-	104,591	105,675	47,036
Total Interest Expense	218,451	168,991	170,868	159,851	68,152
Net Interest Income	101,011	104,514	96,256	80,404	63,355
Net Interest Income Growth (YoY)	-3.35%	8.58%	19.71%	26.91%	23.31%
Gain (Loss) on Sale of Assets	-14.23	-91.25	-	-	-
Gain (Loss) on Sale of Investments	-	-	2,791	1,395	-505.46
Gain (Loss) on Sale of Equity Investments	7,851	7,477	-	-	-
Other Non-Interest Income	49,638	43,175	32,712	31,750	30,746
Total Non-Interest Income	57,475	50,560	35,503	33,145	30,241
Non-Interest Income Growth (YoY)	13.68%	42.41%	7.11%	9.61%	-7.42%
Revenues Before Loan Losses	158,486	155,075	131,759	113,549	93,595
Provision for Loan Losses	70,371	43,969	32,221	23,547	17,884
Revenue	88,115	111,105	99,538	90,002	75,711
Revenue Growth (YoY)	-20.69%	11.62%	10.60%	18.88%	29.46%
Salaries and Employee Benefits	29,164	29,234	27,457	25,531	23,535
Occupancy Expenses	3,269	2,642	-	-	-
Amortization of Goodwill & Intangibles	2,710	2,467	-	-	-
Selling, General & Administrative	9,471	9,743	14,196	12,974	12,848
Other Non-Interest Expense	25,331	27,348	12,175	6,452	8,853
Total Non-Interest Expense	69,944	71,435	46,250	38,515	41,744
EBT Excluding Unusual Items	18,171	39,670	53,288	51,488	33,968
Asset Writedown	-91.46	-258.65	-	-	-
Legal Settlements	-12,466	-11,701	-8,335	-8,029	-7,768
Other Unusual Items	-	-	-390.53	-281.32	-442.07
Pretax Income	5,614	27,711	44,563	43,178	25,757
Income Tax Expense	-11,168	-1,461	6,956	9,383	4,441
Earnings From Continuing Operations	16,782	29,172	37,607	33,795	21,316
Minority Interest in Earnings	-3,084	-2,813	-3,788	-2,683	-1,606
Net Income	13,698	26,359	33,819	31,112	19,710
Net Income to Common	13,698	26,359	33,819	31,112	19,710
Net Income Growth	-48.03%	-22.06%	8.70%	57.85%	55.23%
Basic Shares Outstanding	5,709	5,708	5,708	5,708	5,707
Diluted Shares Outstanding	5,709	5,708	5,708	5,708	5,707
Shares Change (YoY)	0.01%	0.01%	0.01%	0.01%	0.04%
EPS (Basic)	2.40	4.62	5.92	5.45	3.45
EPS (Diluted)	2.40	4.62	5.92	5.45	3.45
EPS Growth	-48.03%	-22.06%	8.69%	57.84%	57.47%
Dividend Per Share	0.907	2.863	2.283	2.069	1.319
Dividend Growth	-68.30%	25.41%	10.34%	56.80%	79.28%
Effective Tax Rate	-	-	15.61%	21.73%	17.24%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.