Beverly Hills Bancorp Inc. (BHBCQ)

Heartland Financial USA Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2007	FY 2006	FY 2005	FY 2004	FY 2003
Period Ending	Jun 2, 2025	Dec 31, 2007	Dec 31, 2006	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003
Market Capitalization	0	97	155	221	213	112
Market Cap Growth	-80.16%	-37.77%	-29.77%	3.50%	90.92%	86.65%
Last Close Price	0.00	5.14	7.66	9.06	8.40	4.79
PE Ratio	-	194.69	10.48	14.68	7.99	16.24
PS Ratio	0.00	5.28	4.63	5.40	6.18	4.69
PB Ratio	0.00	0.65	1.00	1.27	1.25	0.89
P/FCF Ratio	0.00	7.11	10.08	10.46	9.59	14.17
P/OCF Ratio	0.00	7.08	9.99	9.97	9.19	11.87
Debt / Equity Ratio	3.88	4.71	3.88	3.53	3.60	2.86
Debt / FCF Ratio	44.33	51.35	39.16	29.08	27.64	45.46
Return on Equity (ROE)	-11.20%	0.33%	9.00%	8.73%	9.33%	3.01%
Return on Assets (ROA)	-1.10%	0.03%	0.98%	1.10%	1.20%	0.37%
Earnings Yield	-846035.13%	0.51%	9.54%	6.81%	12.52%	6.16%
FCF Yield	595582.76%	14.06%	9.92%	9.56%	10.43%	7.06%
Dividend Yield	-	9.73%	6.53%	5.52%	4.46%	-
Payout Ratio	-	1420.56%	67.72%	70.58%	29.66%	-
Buyback Yield / Dilution	0.10%	8.26%	4.66%	-0.60%	-5.85%	-7.04%
Total Shareholder Return	-	17.99%	11.19%	4.92%	-1.39%	-7.04%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.