Bank of South Carolina Corporation (BKSC)

Bank of South Carolina Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	51.34	11.01	21.92	27.77	140.11
Investment Securities	143.87	157.47	241.22	271.17	212.35
Total Investments	143.87	157.47	241.22	271.17	212.35
Gross Loans	361.43	364.41	347.2	330.98	307.12
Allowance for Loan Losses	-4.26	-3.68	-3.72	-4.29	-4.38
Other Adjustments to Gross Loans	-0.37	-0.32	-0.21	-	-0.49
Net Loans	356.8	360.41	343.27	326.69	302.26
Property, Plant & Equipment	15.31	15.95	16.88	17.42	17.82
Loans Held for Sale	1.63	5.01	2.13	0.87	2.77
Accrued Interest Receivable	1.98	2.01	2.38	2.15	1.4
Long-Term Deferred Tax Assets	3.45	4.61	5.35	6.24	-
Other Long-Term Assets	0.69	0.69	0.67	1.03	2.5
Total Assets	575.08	557.16	633.82	653.35	679.22
Interest Bearing Deposits	298.06	286.09	328.59	370.25	345.99
Institutional Deposits	37.61	43.1	15.05	5.3	7.42
Non-Interest Bearing Deposits	163.02	160.72	182.05	223.12	255.78
Total Deposits	498.69	489.91	525.7	598.67	609.19
Short-Term Borrowings	-	-	46	-	-
Current Portion of Leases	1.18	-	-	-	-
Accrued Interest Payable	0.85	0.51	2.23	0.04	0.01
Long-Term Leases	10.27	12.14	12.8	13.43	14.04
Other Long-Term Liabilities	3.94	2.29	-	2.39	2.05
Total Liabilities	514.94	504.86	586.73	614.53	625.3
Additional Paid-In Capital	48.1	47.97	48.1	48.03	47.75
Retained Earnings	21.82	18.57	15.75	14	11.12
Treasury Stock	-4.8	-4.26	-3.8	-2.82	-2.82
Comprehensive Income & Other	-4.98	-9.99	-12.96	-20.4	-2.13
Shareholders' Equity	60.14	52.3	47.08	38.81	53.92
Total Liabilities & Equity	575.08	557.16	633.82	653.35	679.22
Total Debt	11.45	12.14	58.8	13.43	14.04
Net Cash (Debt)	39.89	-1.13	-36.88	14.34	126.07
Net Cash Growth	-	-	-	-88.63%	254.17%
Net Cash Per Share	7.09	-0.21	-6.56	2.54	22.19
Filing Date Shares Outstanding	5.39	5.43	5.46	5.55	5.54
Total Common Shares Outstanding	5.4	5.43	5.47	5.55	5.54
Book Value Per Share	11.14	9.63	8.61	6.99	9.73
Tangible Book Value	60.14	52.3	47.08	38.81	53.92
Tangible Book Value Per Share	11.14	9.63	8.61	6.99	9.73

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.