Banco de Sabadell, S.A. (BNDSY)

Beacon Roofing Supply Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,419	1,277	1,419	2,024	1,472	1,342
Investment Securities	44,494	43,187	34,005	27,709	22,778	25,726
Trading Asset Securities	5,622	5,422	4,563	5,544	2,493	3,687
Total Investments	50,116	48,608	38,569	33,253	25,271	29,413
Gross Loans	166,577	163,393	157,165	166,745	167,084	159,587
Allowance for Loan Losses	-2,607	-2,848	-3,202	-3,020	-3,302	-3,081
Other Adjustments to Gross Loans	-	-242.21	-241.07	-183.9	-152.92	-175.58
Net Loans	163,970	160,303	153,722	163,541	163,629	156,331
Property, Plant & Equipment	1,844	1,920	2,067	2,282	2,397	2,852
Goodwill	1,018	1,018	1,018	1,027	1,026	1,026
Other Intangible Assets	1,538	1,531	1,465	1,457	1,555	1,570
Investments in Real Estate	149.24	157.14	229.6	299.74	379.27	348.09
Accrued Interest Receivable	-	93.19	71.93	51.61	49.67	3
Other Receivables	460.33	541.2	452.29	206.56	319.6	506.94
Restricted Cash	24,940	17,106	28,567	39,237	47,741	33,842
Other Current Assets	340.31	300.68	306.08	295	347.58	512.17
Long-Term Deferred Tax Assets	5,732	5,900	6,386	6,645	6,708	6,645
Other Real Estate Owned & Foreclosed	385.58	461.42	527.14	537.15	573.17	657.64
Other Long-Term Assets	460.05	380.95	373.78	385.85	477	714.09
Total Assets	252,373	239,598	235,173	251,241	251,947	235,763
Accrued Expenses	436.33	481.67	575	-	-	-
Interest Bearing Deposits	30,862	35,160	37,836	47,163	55,285	54,201
Non-Interest Bearing Deposits	140,529	138,347	134,243	147,540	147,803	130,670
Total Deposits	171,391	173,507	172,079	194,703	203,088	184,871
Short-Term Borrowings	28,620	15,385	15,684	13,053	7,740	10,770
Current Income Taxes Payable	290.79	98.15	217.98	112.99	81.16	39.69
Other Current Liabilities	255.96	4,797	4,869	4,579	2,943	2,207
Long-Term Debt	27,517	27,517	25,025	22,489	22,093	21,594
Long-Term Leases	-	928.9	947.47	969.48	1,037	1,045
Pension & Post-Retirement Benefits	51.37	54.47	58.31	63.38	86.02	99.69
Long-Term Deferred Tax Liabilities	125.62	120.74	114.97	113.72	123.77	166.52
Other Long-Term Liabilities	9,194	1,676	1,723	2,072	1,758	2,478
Total Liabilities	237,882	224,565	221,294	238,155	238,950	223,272
Common Stock	661.03	680.03	680.03	703.37	703.37	703.37
Additional Paid-In Capital	7,355	7,695	7,695	7,899	7,899	7,899
Retained Earnings	9,074	8,771	7,572	6,637	5,971	5,447
Treasury Stock	-419.16	-119.35	-39.62	-23.77	-34.52	-37.52
Comprehensive Income & Other	-2,216	-2,029	-2,063	-2,164	-1,568	-1,592
Total Common Equity	14,455	14,998	13,845	13,052	12,971	12,420
Minority Interest	35.5	34.42	34.21	34.34	24.98	71.63
Shareholders' Equity	14,491	15,033	13,879	13,086	12,996	12,492
Total Liabilities & Equity	252,373	239,598	235,173	251,241	251,947	235,763
Total Debt	56,137	43,831	41,656	36,511	30,871	33,409
Net Cash (Debt)	-39,102	-25,885	-30,055	-28,943	-26,905	-28,316
Net Cash Per Share	-7.34	-4.81	-5.56	-5.17	-4.82	-5.07
Filing Date Shares Outstanding	5,288	5,361	5,403	5,602	5,586	5,578
Total Common Shares Outstanding	5,288	5,361	5,403	5,602	5,586	5,578
Book Value Per Share	2.73	2.80	2.56	2.33	2.32	2.23
Tangible Book Value	11,899	12,449	11,362	10,568	10,390	9,824
Tangible Book Value Per Share	2.25	2.32	2.10	1.89	1.86	1.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.