CaixaBank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	-	16,960	14,641	7,473	5,500	4,700	Upgrade
Interest Income on Investments	-	4,037	3,745	1,887	2,584	2,211	Upgrade
Total Interest Income	-	20,997	18,386	9,360	8,084	6,911	Upgrade
Interest Paid on Deposits	-	9,789	8,110	2,645	1,917	1,864	Upgrade
Net Interest Income	10,760	11,208	10,276	6,715	6,167	5,047	Upgrade
Net Interest Income Growth (YoY)	-4.19%	9.07%	53.03%	8.89%	22.19%	-1.31%	Upgrade
Income From Trading Activities	-120	-8	-42	470	97	127	Upgrade
Gain (Loss) on Sale of Assets	21	23	-28	-10	-13	334	Upgrade
Gain (Loss) on Sale of Investments	37	66	68	12	15	-153	Upgrade
Gain (Loss) on Sale of Equity Investments	302	261	281	222	425	307	Upgrade
Other Non-Interest Income	4,683	4,323	3,598	3,656	3,551	2,766	Upgrade
Total Non-Interest Income	4,923	4,665	3,877	4,350	4,075	3,381	Upgrade
Non-Interest Income Growth (YoY)	7.77%	20.32%	-10.87%	6.75%	20.53%	-0.29%	Upgrade
Revenues Before Loan Losses	15,683	15,873	14,153	11,065	10,242	8,428	Upgrade
Provision for Loan Losses	903	1,053	1,228	882	897	690	Upgrade
Revenue	14,780	14,820	12,925	10,183	9,345	7,738	Upgrade
Revenue Growth (YoY)	1.64%	14.66%	26.93%	8.97%	20.77%	-4.23%	Upgrade
Salaries and Employee Benefits	1,913	3,776	3,516	3,331	5,588	2,841	Upgrade
Occupancy Expenses	389	778	774	730	-	540	Upgrade
Amortization of Goodwill & Intangibles	-	-	-	-	695	-	Upgrade
Selling, General & Administrative	4,009	1,522	1,470	1,445	1,706	1,160	Upgrade
Other Non-Interest Expense	-396	183	12	201	291	186	Upgrade
Total Non-Interest Expense	5,915	6,259	5,772	5,707	8,280	4,727	Upgrade
EBT Excluding Unusual Items	8,865	8,561	7,153	4,476	1,065	3,011	Upgrade
Asset Writedown	-4	-27	-60	-59	175	-97	Upgrade
Legal Settlements	-215	-215	-169	-97	-225	-62	Upgrade
Other Unusual Items	-	-	-	-	4,300	-1,252	Upgrade
Pretax Income	8,646	8,319	6,924	4,320	5,315	1,600	Upgrade
Income Tax Expense	2,703	2,525	2,108	1,189	88	219	Upgrade
Earnings From Continuing Operations	5,943	5,794	4,816	3,131	5,227	1,381	Upgrade
Earnings From Discontinued Operations	1	1	2	2	2	-	Upgrade
Minority Interest in Earnings	-8	-8	-2	-4	-3	-	Upgrade
Net Income	5,936	5,787	4,816	3,129	5,226	1,381	Upgrade
Preferred Dividends & Other Adjustments	129	267	277	261	244	143	Upgrade
Net Income to Common	5,807	5,520	4,539	2,868	4,982	1,238	Upgrade
Net Income Growth	9.82%	20.16%	53.91%	-40.13%	278.42%	-19.00%	Upgrade
Basic Shares Outstanding	-	7,262	7,470	7,819	7,575	5,978	Upgrade
Diluted Shares Outstanding	-	7,262	7,470	7,819	7,575	5,978	Upgrade
Shares Change (YoY)	-	-2.78%	-4.46%	3.22%	26.71%	-	Upgrade
EPS (Basic)	-	0.76	0.61	0.37	0.66	0.21	Upgrade
EPS (Diluted)	-	0.76	0.61	0.37	0.66	0.21	Upgrade
EPS Growth	-	25.08%	65.66%	-44.23%	217.58%	-20.35%	Upgrade
Dividend Per Share	0.286	0.435	0.392	0.231	0.146	0.027	Upgrade
Dividend Growth	-47.03%	11.05%	69.95%	57.62%	445.90%	-61.71%	Upgrade
Effective Tax Rate	31.26%	30.35%	30.45%	27.52%	1.66%	13.69%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.