Carver Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	29.44	30.03	29.65	25.07	21.34	18.55
Interest Income on Investments	3.58	4.26	4.37	2.63	1.53	1.76
Total Interest Income	33.02	34.28	34.02	27.7	22.87	20.31
Interest Paid on Deposits	13.13	13.04	9.08	3.71	1.89	3.77
Interest Paid on Borrowings	1.47	2.09	2.38	1.2	0.51	0.65
Total Interest Expense	14.6	15.13	11.46	4.91	2.4	4.42
Net Interest Income	18.43	19.15	22.56	22.79	20.47	15.89
Net Interest Income Growth (YoY)	-20.44%	-15.12%	-1.00%	11.35%	28.82%	-0.68%
Gain (Loss) on Sale of Investments	-	-	-	-	-	1.19
Other Non-Interest Income	1.67	0.89	4.49	1.29	5.21	2.37
Total Non-Interest Income	4.31	3.09	6.72	3.6	7.35	6.2
Non-Interest Income Growth (YoY)	-25.54%	-54.10%	87.01%	-51.12%	18.65%	65.77%
Revenues Before Loan Losses	22.74	22.24	29.28	26.38	27.82	22.09
Provision for Loan Losses	0.43	1.19	0.08	0.1	0.6	-0.1
Revenue	22.31	21.05	29.2	26.28	27.22	22.19
Revenue Growth (YoY)	-21.23%	-27.93%	11.10%	-3.43%	22.68%	12.52%
Salaries and Employee Benefits	14.94	14.76	13.33	13.1	11.39	11.14
Occupancy Expenses	2.12	2.21	1.77	1.74	1.59	1.55
Federal Deposit Insurance	0.82	0.7	0.6	0.39	0.36	0.36
Selling, General & Administrative	9.88	9.41	8.87	8.77	8.08	8.02
Other Non-Interest Expense	7.58	7.71	7.61	6.69	6.64	5.01
Total Non-Interest Expense	35.34	34.79	32.18	30.69	28.06	26.08
EBT Excluding Unusual Items	-13.03	-13.74	-2.98	-4.4	-0.85	-3.9
Pretax Income	-13.03	-13.74	-2.98	-4.4	-0.85	-3.9
Earnings From Continuing Operations	-13.03	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income	-13.03	-13.74	-2.98	-4.4	-0.85	-3.9
Net Income to Common	-13.03	-13.74	-2.98	-4.4	-0.85	-3.9
Basic Shares Outstanding	5	5	5	4	4	3
Diluted Shares Outstanding	5	5	5	4	4	3
Shares Change (YoY)	3.29%	6.97%	13.28%	19.20%	5.08%	-7.68%
EPS (Basic)	-2.48	-2.65	-0.61	-1.03	-0.24	-1.14
EPS (Diluted)	-2.48	-2.65	-0.61	-1.03	-0.24	-1.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.