Carver Bancorp Balance Sheet

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	40.75	50.32	59.03	42.55	61.02	75.59
Investment Securities	28.4	27.85	23.31	26.4	34.02	43.09
Mortgage-Backed Securities	24.22	24.82	26.73	29.76	38.83	51.23
Total Investments	52.62	52.67	50.04	56.16	72.85	94.31
Gross Loans	592.93	613.68	622.88	597.9	579.5	483.55
Allowance for Loan Losses	-6.13	-6.34	-5.87	-5.23	-5.62	-5.14
Net Loans	586.8	607.35	617.01	592.67	573.88	478.41
Property, Plant & Equipment	8.89	10.26	12.41	15.49	17.41	19.96
Accrued Interest Receivable	3.09	2.98	3.66	1.91	2.41	2.64
Other Real Estate Owned & Foreclosed	0.05	0.05	0.05	0.12	0.06	0.06
Other Long-Term Assets	4.58	5.52	12.6	12.06	7.1	5.23
Total Assets	697.93	729.99	756.8	723.22	735.31	676.75
Interest Bearing Deposits	534.38	498.12	525.53	465.26	483.73	419.65
Institutional Deposits	-	74.18	19.46	25.77	36.92	26.39
Non-Interest Bearing Deposits	91.21	89.54	102.01	109.4	107.47	110.53
Total Deposits	625.59	661.84	647	600.43	628.12	556.56
Short-Term Borrowings	-	1.81	-	10	0	23.71
Current Portion of Long-Term Debt	9.13	-	28.03	-	-	-
Current Portion of Leases	1.42	2.92	-	-	-	-
Long-Term Debt	5	5	5	2.5	2.5	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	25	-	-
Long-Term Leases	6.13	5.98	10.72	13.36	14.44	16.12
Trust Preferred Securities	13.4	13.4	13.4	13.4	13.4	13.4
Other Long-Term Liabilities	10.34	9.46	10.34	13.31	21.77	14.66
Total Liabilities	671	700.41	714.49	678	680.23	624.45
Preferred Stock, Redeemable	9	9	9	9	9	5
Preferred Stock, Convertible	12.73	12.73	12.73	16.38	16.93	20.78
Total Preferred Equity	21.73	21.73	21.73	25.38	25.93	25.78
Common Stock	0.08	0.08	0.08	0.07	0.07	0.06
Additional Paid-In Capital	87.93	87.92	87.66	82.81	82.17	75.2
Retained Earnings	-68.9	-65.29	-51.55	-47.9	-43.5	-42.66
Treasury Stock	-2.91	-2.91	-2.91	-2.91	-2.91	-2.91
Comprehensive Income & Other	-11.01	-11.95	-12.71	-12.22	-6.66	-3.18
Total Common Equity	5.2	7.84	20.58	19.85	29.16	26.52
Shareholders' Equity	26.93	29.58	42.31	45.22	55.09	52.3
Total Liabilities & Equity	697.93	729.99	756.8	723.22	735.31	676.75
Total Debt	35.08	29.11	57.15	64.26	30.34	53.23
Net Cash (Debt)	5.67	21.2	1.87	-21.71	30.68	22.37
Net Cash Growth	-6.33%	1032.03%	-	-	37.16%	33.17%
Net Cash Per Share	1.08	4.09	0.39	-5.08	8.55	6.55
Filing Date Shares Outstanding	5.1	5.07	5.09	4.44	4.24	3.47
Total Common Shares Outstanding	5.29	5.28	5.14	4.3	4.22	3.33
Book Value Per Share	0.98	1.48	4.00	4.62	6.91	7.96
Tangible Book Value	5.2	7.84	20.58	19.85	29.16	26.52
Tangible Book Value Per Share	0.98	1.48	4.00	4.62	6.91	7.96

Source: S&P Global Market Intelligence. Banks template. Financial Sources.