Carver Bancorp Statistics
Total Valuation
Carver Bancorp has a market cap or net worth of 6.29 million.
| Market Cap | 6.29M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, February 12, 2026.
| Earnings Date | Feb 12, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Carver Bancorp has 5.29 million shares outstanding. The number of shares has increased by 3.29% in one year.
| Current Share Class | 5.29M |
| Shares Outstanding | 5.29M |
| Shares Change (YoY) | +3.29% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 18.51% |
| Owned by Institutions (%) | 17.02% |
| Float | 3.91M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.28 |
| PB Ratio | 0.23 |
| P/TBV Ratio | 1.21 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -3.73 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -39.00%.
| Return on Equity (ROE) | -39.00% |
| Return on Assets (ROA) | -1.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 232,396 |
| Profits Per Employee | -135,698 |
| Employee Count | 109 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -36.03% in the last 52 weeks. The beta is 1.51, so Carver Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.51 |
| 52-Week Price Change | -36.03% |
| 50-Day Moving Average | 2.54 |
| 200-Day Moving Average | 1.94 |
| Relative Strength Index (RSI) | 21.02 |
| Average Volume (20 Days) | 74,855 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.95 |
Income Statement
In the last 12 months, Carver Bancorp had revenue of 22.31 million and -13.03 million in losses. Loss per share was -2.48.
| Revenue | 22.31M |
| Gross Profit | 22.31M |
| Operating Income | -12.21M |
| Pretax Income | -13.03M |
| Net Income | -13.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -2.48 |
Balance Sheet
The company has 40.75 million in cash and 35.08 million in debt, giving a net cash position of 5.67 million or 1.07 per share.
| Cash & Cash Equivalents | 40.75M |
| Total Debt | 35.08M |
| Net Cash | 5.67M |
| Net Cash Per Share | 1.07 |
| Equity (Book Value) | 26.93M |
| Book Value Per Share | 0.98 |
| Working Capital | -592.25M |
Cash Flow
In the last 12 months, operating cash flow was -9.05 million and capital expenditures -355,000, giving a free cash flow of -9.40 million.
| Operating Cash Flow | -9.05M |
| Capital Expenditures | -355,000 |
| Free Cash Flow | -9.40M |
| FCF Per Share | -1.78 |
Margins
| Gross Margin | n/a |
| Operating Margin | -54.72% |
| Pretax Margin | -58.39% |
| Profit Margin | -58.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
Carver Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.29% |
| Shareholder Yield | -3.29% |
| Earnings Yield | -207.05% |
| FCF Yield | -149.45% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on November 1, 2011. It was a reverse split with a ratio of 0.0666667.
| Last Split Date | Nov 1, 2011 |
| Split Type | Reverse |
| Split Ratio | 0.0666667 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |