CBB Bancorp, Inc. (CBBI)

CBB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	114.22	114.99	80.92	64.29	54.5	63.02
Total Interest Income	114.22	114.99	80.92	64.29	54.5	63.02
Interest Paid on Deposits	50.41	42	9.76	5.49	11.71	18.66
Total Interest Expense	50.41	42	9.76	5.49	11.71	18.66
Net Interest Income	63.81	72.98	71.16	58.79	42.79	44.37
Net Interest Income Growth (YoY)	-15.92%	2.57%	21.03%	37.39%	-3.55%	-3.89%
Other Non-Interest Income	4.69	4.07	4.38	4.66	4.16	3.71
Total Non-Interest Income	9.08	7.28	12.35	19.56	8.75	9.85
Non-Interest Income Growth (YoY)	45.01%	-41.08%	-36.88%	123.53%	-11.10%	-12.36%
Revenues Before Loan Losses	72.89	80.26	83.5	78.36	51.55	54.21
Provision for Loan Losses	0.5	-	1.34	-0.3	5.5	1.3
Revenue	72.39	80.26	82.16	78.66	46.05	52.91
Revenue Growth (YoY)	-11.88%	-2.31%	4.46%	70.82%	-12.98%	-5.56%
Salaries and Employee Benefits	23.19	22.59	27.15	23.97	20.74	21.05
Occupancy Expenses	4.51	4.48	4.49	4.02	3.76	3.51
Selling, General & Administrative	3.15	3.2	3.79	2.8	3.17	3.48
Other Non-Interest Expense	8.51	9.8	7.61	7.31	5.18	6.08
Total Non-Interest Expense	39.36	40.07	43.04	38.1	32.86	34.12
EBT Excluding Unusual Items	33.03	40.19	39.12	40.55	13.19	18.79
Asset Writedown	-	-	-	-	0.89	-
Pretax Income	33.01	40.18	38.94	38.37	14.08	18.79
Income Tax Expense	9.29	11.32	11.02	10.84	4.2	5.45
Net Income	23.72	28.86	27.92	27.53	9.88	13.34
Net Income to Common	23.72	28.86	27.92	27.53	9.88	13.34
Net Income Growth	-18.74%	3.37%	1.42%	178.62%	-25.95%	-19.90%
Basic Shares Outstanding	11	11	10	10	10	10
Diluted Shares Outstanding	11	11	11	10	10	10
Shares Change (YoY)	-0.07%	0.80%	1.15%	0.96%	-0.43%	-0.74%
EPS (Basic)	2.24	2.73	2.68	2.68	0.97	1.32
EPS (Diluted)	2.24	2.72	2.66	2.65	0.96	1.29
EPS Growth	-18.80%	2.26%	0.38%	176.04%	-25.58%	-19.37%
Dividend Per Share	0.080	0.320	0.317	0.186	-	-
Dividend Growth	-75.00%	0.95%	70.43%	-	-	-
Effective Tax Rate	28.15%	28.16%	28.31%	28.25%	29.84%	28.99%

Source: S&P Capital IQ. Banks template. Financial Sources.