CBB Bancorp, Inc. (CBBI)

CBB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	98.61	100.01	98.7	80.92	64.29	54.5
Interest Income on Investments	13.35	13.35	16.29	-	-	-
Total Interest Income	111.97	113.37	114.99	80.92	64.29	54.5
Interest Paid on Deposits	50.25	50.6	41.53	9.76	5.49	11.71
Interest Paid on Borrowings	0.47	0.47	0.47	-	-	-
Total Interest Expense	50.72	51.07	42	9.76	5.49	11.71
Net Interest Income	61.25	62.3	72.98	71.16	58.79	42.79
Net Interest Income Growth (YoY)	-4.01%	-14.64%	2.57%	21.03%	37.39%	-3.55%
Other Non-Interest Income	4.11	4.06	3.48	4.38	4.66	4.16
Total Non-Interest Income	8.26	9.32	7.28	12.35	19.56	8.75
Non-Interest Income Growth (YoY)	-9.00%	28.14%	-41.08%	-36.88%	123.53%	-11.10%
Revenues Before Loan Losses	69.51	71.62	80.26	83.5	78.36	51.55
Provision for Loan Losses	1.56	0.5	-	1.34	-0.3	5.5
Revenue	67.95	71.12	80.26	82.16	78.66	46.05
Revenue Growth (YoY)	-6.13%	-11.39%	-2.31%	4.46%	70.82%	-12.98%
Salaries and Employee Benefits	22.98	23.34	22.48	27.15	23.97	20.74
Occupancy Expenses	2.5	1.9	1.85	4.49	4.02	3.76
Federal Deposit Insurance	0.85	0.85	0.94	-	-	-
Selling, General & Administrative	9.99	9.76	9.56	3.79	2.8	3.17
Other Non-Interest Expense	4.94	4.01	5.25	7.61	7.31	5.18
Total Non-Interest Expense	41.26	39.86	40.08	43.04	38.1	32.86
EBT Excluding Unusual Items	26.69	31.26	40.18	39.12	40.55	13.19
Asset Writedown	-	-	-	-	-	0.89
Pretax Income	26.69	31.26	40.18	38.94	38.37	14.08
Income Tax Expense	7.59	8.83	11.32	11.02	10.84	4.2
Net Income	19.1	22.43	28.86	27.92	27.53	9.88
Net Income to Common	19.1	22.43	28.86	27.92	27.53	9.88
Net Income Growth	-19.48%	-22.29%	3.37%	1.42%	178.62%	-25.95%
Basic Shares Outstanding	11	11	11	10	10	10
Diluted Shares Outstanding	11	11	11	11	10	10
Shares Change (YoY)	0.08%	0.00%	0.80%	1.15%	0.96%	-0.43%
EPS (Basic)	1.80	2.12	2.73	2.68	2.68	0.97
EPS (Diluted)	1.80	2.12	2.72	2.66	2.65	0.96
EPS Growth	-19.64%	-22.12%	2.26%	0.38%	176.04%	-25.58%
Dividend Per Share	0.100	0.340	-	0.317	0.186	-
Dividend Growth	-68.75%	-	-	70.43%	-	-
Effective Tax Rate	28.44%	28.26%	28.16%	28.31%	28.25%	29.84%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.