Central Bancompany, Inc. (CBCY)

Central Bancompany Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	646.92	646.92	496.2	473.66	467.58	435.47
Interest Income on Investments	153.73	153.73	112.51	43.28	66.51	103.15
Total Interest Income	800.65	800.65	608.71	516.94	534.09	538.61
Interest Paid on Deposits	128.69	128.69	37.97	18.73	36.16	58.88
Interest Paid on Borrowings	38.78	38.78	14.96	2.36	4.58	14.72
Total Interest Expense	167.47	167.47	52.93	21.09	40.73	73.6
Net Interest Income	633.18	633.18	555.78	495.86	493.36	465.02
Net Interest Income Growth (YoY)	36.16%	13.93%	12.08%	0.51%	6.09%	11.11%
Trust Income	40.2	40.2	38.23	38.61	32.84	30.74
Mortgage Banking Activities	33.09	33.09	38.93	88.93	114.97	33.92
Gain (Loss) on Sale of Assets	1	1	0.49	1.59	0.47	0.57
Gain (Loss) on Sale of Investments	-18.89	-18.89	-0.49	1.45	-0.73	7.87
Other Non-Interest Income	151.49	151.49	154.08	144.88	129.05	117.17
Total Non-Interest Income	206.88	206.88	231.25	275.46	276.6	190.26
Non-Interest Income Growth (YoY)	8.73%	-10.54%	-16.05%	-0.41%	45.38%	17.09%
Revenues Before Loan Losses	840.06	840.06	787.02	771.31	769.96	655.28
Provision for Loan Losses	16.25	16.25	13.72	6.15	27.15	14.03
Revenue	823.81	823.81	773.31	765.17	742.8	641.26
Revenue Growth (YoY)	28.47%	6.53%	1.06%	3.01%	15.84%	13.47%
Salaries and Employee Benefits	271.67	271.67	254.4	267.12	262.31	217.79
Occupancy Expenses	24.96	24.96	24.66	23.14	23.31	24.84
Federal Deposit Insurance	5.46	5.46	2.77	3.04	0.9	0.48
Selling, General & Administrative	70.41	70.41	65.75	56.17	52.16	44.29
Other Non-Interest Expense	96.57	96.57	92.24	95.32	93.34	81.53
Total Non-Interest Expense	469.07	469.07	439.82	444.79	432.01	368.93
EBT Excluding Unusual Items	354.74	354.74	333.49	320.37	310.79	272.33
Pretax Income	354.74	354.74	333.49	320.37	310.79	272.33
Income Tax Expense	81.04	81.04	75.27	73.54	70.02	62.69
Net Income	273.69	273.69	258.22	246.83	240.78	209.64
Net Income to Common	273.69	273.69	258.22	246.83	240.78	209.64
Net Income Growth	30.55%	5.99%	4.61%	2.51%	14.85%	18.06%
Basic Shares Outstanding	4	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4	4
Shares Change (YoY)	-0.14%	0.09%	-0.25%	0.02%	-	-
EPS (Basic)	61.93	61.93	58.49	55.77	54.41	47.38
EPS (Diluted)	61.93	61.93	58.49	55.77	54.41	47.38
EPS Growth	30.73%	5.89%	4.87%	2.49%	14.85%	18.06%
Dividend Per Share	8.000	8.000	7.400	10.500	10.100	8.500
Dividend Growth	-5.88%	8.11%	-29.52%	3.96%	18.82%	21.43%
Effective Tax Rate	22.85%	22.85%	22.57%	22.95%	22.53%	23.02%

Source: S&P Capital IQ. Banks template. Financial Sources.