Central Bancompany, Inc. (CBCY)

Central Bancompany Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	714.71	708.39	646.92	496.2	473.66	467.58
Interest Income on Investments	232.91	196.59	153.73	112.51	43.28	66.51
Total Interest Income	947.62	904.98	800.65	608.71	516.94	534.09
Interest Paid on Deposits	179.63	190.43	128.69	37.97	18.73	36.16
Interest Paid on Borrowings	26.57	27.22	38.78	14.96	2.36	4.58
Total Interest Expense	206.21	217.65	167.47	52.93	21.09	40.73
Net Interest Income	741.41	687.32	633.18	555.78	495.86	493.36
Net Interest Income Growth (YoY)	33.40%	8.55%	13.93%	12.08%	0.51%	6.09%
Trust Income	48.9	45.9	40.2	38.23	38.61	32.84
Mortgage Banking Activities	41.72	42.08	37.11	38.93	88.93	114.97
Gain (Loss) on Sale of Assets	-12.19	4.68	1.19	0.49	1.59	0.47
Gain (Loss) on Sale of Investments	-51.21	-36.66	-18.89	-0.49	1.45	-0.73
Other Non-Interest Income	156.16	154.4	147.28	154.08	144.88	129.05
Total Non-Interest Income	183.38	210.39	206.88	231.25	275.46	276.6
Non-Interest Income Growth (YoY)	-20.70%	1.70%	-10.54%	-16.05%	-0.41%	45.38%
Revenues Before Loan Losses	924.8	897.71	840.06	787.02	771.31	769.96
Provision for Loan Losses	10.38	14.59	16.25	13.72	6.15	27.15
Revenue	914.42	883.13	823.81	773.31	765.17	742.8
Revenue Growth (YoY)	18.25%	7.20%	6.53%	1.06%	3.01%	15.84%
Salaries and Employee Benefits	286.52	277.63	269.49	254.4	267.12	262.31
Occupancy Expenses	43.75	43.53	40.65	24.66	23.14	23.31
Federal Deposit Insurance	5.36	5.58	5.67	2.77	3.04	0.9
Selling, General & Administrative	75.48	73.66	63.26	65.75	56.17	52.16
Other Non-Interest Expense	89.51	89.01	90	92.24	95.32	93.34
Total Non-Interest Expense	500.61	489.41	469.07	439.82	444.79	432.01
EBT Excluding Unusual Items	413.82	393.72	354.74	333.49	320.37	310.79
Pretax Income	413.82	393.72	354.74	333.49	320.37	310.79
Income Tax Expense	93.15	87.91	81.04	75.27	73.54	70.02
Net Income	320.67	305.81	273.69	258.22	246.83	240.78
Preferred Dividends & Other Adjustments	0.63	0.12	0.61	-	-	-
Net Income to Common	320.04	305.69	273.08	258.22	246.83	240.78
Net Income Growth	24.18%	11.73%	5.99%	4.61%	2.51%	14.85%
Basic Shares Outstanding	221	4	4	4	4	4
Diluted Shares Outstanding	221	4	4	4	4	4
Shares Change (YoY)	4898.01%	-0.04%	-0.02%	-0.25%	0.02%	-
EPS (Basic)	1.45	69.29	61.87	58.49	55.77	54.41
EPS (Diluted)	1.45	69.29	61.87	58.49	55.77	54.41
EPS Growth	-97.52%	11.99%	5.78%	4.87%	2.49%	14.85%
Dividend Per Share	14.500	9.000	8.000	7.400	10.500	10.100
Dividend Growth	95.95%	12.50%	8.11%	-29.52%	3.96%	18.82%
Effective Tax Rate	22.51%	22.33%	22.85%	22.57%	22.96%	22.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.