Central Bancompany Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	708.39	646.92	496.2	473.66	467.58
Interest Income on Investments	196.59	153.73	112.51	43.28	66.51
Total Interest Income	904.98	800.65	608.71	516.94	534.09
Interest Paid on Deposits	190.43	128.69	37.97	18.73	36.16
Interest Paid on Borrowings	27.22	38.78	14.96	2.36	4.58
Total Interest Expense	217.65	167.47	52.93	21.09	40.73
Net Interest Income	687.32	633.18	555.78	495.86	493.36
Net Interest Income Growth (YoY)	8.55%	13.93%	12.08%	0.51%	6.09%
Trust Income	45.9	40.2	38.23	38.61	32.84
Mortgage Banking Activities	42.08	33.09	38.93	88.93	114.97
Gain (Loss) on Sale of Assets	-	1	0.49	1.59	0.47
Gain (Loss) on Sale of Investments	-36.66	-18.89	-0.49	1.45	-0.73
Other Non-Interest Income	159.07	151.49	154.08	144.88	129.05
Total Non-Interest Income	210.39	206.88	231.25	275.46	276.6
Non-Interest Income Growth (YoY)	1.70%	-10.54%	-16.05%	-0.41%	45.38%
Revenues Before Loan Losses	897.71	840.06	787.02	771.31	769.96
Provision for Loan Losses	14.59	16.25	13.72	6.15	27.15
Revenue	883.13	823.81	773.31	765.17	742.8
Revenue Growth (YoY)	7.20%	6.53%	1.06%	3.01%	15.84%
Salaries and Employee Benefits	281.09	271.67	254.4	267.12	262.31
Occupancy Expenses	47.13	24.96	24.66	23.14	23.31
Federal Deposit Insurance	5.58	5.46	2.77	3.04	0.9
Selling, General & Administrative	66.6	70.41	65.75	56.17	52.16
Other Non-Interest Expense	89.01	96.57	92.24	95.32	93.34
Total Non-Interest Expense	489.41	469.07	439.82	444.79	432.01
EBT Excluding Unusual Items	393.72	354.74	333.49	320.37	310.79
Pretax Income	393.72	354.74	333.49	320.37	310.79
Income Tax Expense	87.91	81.04	75.27	73.54	70.02
Net Income	305.81	273.69	258.22	246.83	240.78
Net Income to Common	305.81	273.69	258.22	246.83	240.78
Net Income Growth	11.73%	5.99%	4.61%	2.51%	14.85%
Basic Shares Outstanding	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4
Shares Change (YoY)	-0.13%	0.09%	-0.25%	0.02%	-
EPS (Basic)	69.29	61.93	58.49	55.77	54.41
EPS (Diluted)	69.29	61.93	58.49	55.77	54.41
EPS Growth	11.88%	5.90%	4.87%	2.49%	14.85%
Dividend Per Share	-	8.000	7.400	10.500	10.100
Dividend Growth	-	8.11%	-29.52%	3.96%	18.82%
Effective Tax Rate	22.33%	22.85%	22.57%	22.96%	22.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.