Chino Commercial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	45.89	45.29	35.53	36.44	135.59
Investment Securities	11.55	21.15	31.97	20.49	20.04
Mortgage-Backed Securities	195.83	176.11	183.28	146.53	32.66
Total Investments	207.37	197.26	215.24	167.02	52.71
Gross Loans	220.58	205.24	179.32	181.15	176.18
Allowance for Loan Losses	-4.92	-4.62	-4.47	-4.1	-3.89
Other Adjustments to Gross Loans	-0.48	-0.5	-0.5	-0.49	-1.42
Net Loans	215.19	200.11	174.35	176.56	170.88
Property, Plant & Equipment	8.12	7.32	5.59	5.81	5.96
Accrued Interest Receivable	1.67	1.54	1.44	1.15	0.88
Long-Term Deferred Tax Assets	-	1.81	1.87	1.84	1.33
Other Long-Term Assets	15.92	10.4	9.89	9.6	9.76
Total Assets	494.16	466.68	446.41	399.84	378.51
Interest Bearing Deposits	188.82	177.26	148.62	130.59	119.91
Institutional Deposits	-	4.95	4.05	2.67	3.7
Non-Interest Bearing Deposits	181.35	166.64	167.13	204.19	195.27
Total Deposits	370.17	348.84	319.8	337.45	318.88
Short-Term Borrowings	-	-	57	-	-
Current Portion of Leases	-	0.07	-	-	-
Accrued Interest Payable	0.13	0.13	2.16	0.12	0.13
Long-Term Debt	70	70	10	10	10
Federal Home Loan Bank Debt, Long-Term	-	-	15	15	15
Long-Term Leases	-	-	0.13	0.18	0.06
Trust Preferred Securities	3.09	3.09	3.09	3.09	3.09
Pension & Post-Retirement Benefits	-	0.43	0	0.44	0.39
Other Long-Term Liabilities	2.02	1.42	1.75	1.19	1.36
Total Liabilities	445.42	423.97	408.93	367.49	348.92
Common Stock	10.5	10.5	10.5	10.5	10.5
Retained Earnings	39.91	34.06	28.92	24.27	19.56
Comprehensive Income & Other	-1.66	-1.86	-1.94	-2.42	-0.47
Shareholders' Equity	48.75	42.71	37.49	32.35	29.59
Total Liabilities & Equity	494.16	466.68	446.41	399.84	378.51
Total Debt	73.09	73.16	85.22	28.27	28.15
Net Cash (Debt)	-27.2	-27.87	-49.69	8.16	107.44
Net Cash Growth	-	-	-	-92.40%	259.75%
Net Cash Per Share	-8.47	-8.68	-15.47	2.54	33.45
Filing Date Shares Outstanding	3.21	3.21	3.21	3.21	3.21
Total Common Shares Outstanding	3.21	3.21	3.21	3.21	3.21
Book Value Per Share	15.18	13.30	11.67	10.07	9.21
Tangible Book Value	48.75	42.71	37.49	32.35	29.59
Tangible Book Value Per Share	15.18	13.30	11.67	10.07	9.21

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.