Chino Commercial Bancorp (CCBC)

Chino Commercial Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	5.14	4.94	4.71	3.13
Depreciation & Amortization	0.28	0.28	0.34	0.33
Gain (Loss) on Sale of Assets	0	0.01	0	0
Gain (Loss) on Sale of Investments	-0.33	-0.04	0.13	0.33
Provision for Credit Losses	-	-0.09	0.14	0.55
Accrued Interest Receivable	-0.1	-0.29	-	-
Other Operating Activities	-0.4	-0.25	-0.93	-0.87
Operating Cash Flow	2.57	6.58	4.4	3.48
Operating Cash Flow Growth	-60.97%	49.75%	26.48%	-14.79%
Capital Expenditures	-2.07	-0.13	-0.07	-0.08
Investment in Securities	18.42	-47.5	-117.17	-3.09
Net Decrease (Increase) in Loans Originated / Sold - Investing	-25.75	1.88	-4.9	19.55
Other Investing Activities	-0.45	-1.08	-	-3.49
Investing Cash Flow	-9.85	-46.83	-122.13	12.88
Long-Term Debt Issued	60	57	-	10
Total Debt Issued	60	57	-	10
Short-Term Debt Repaid	-57	-	-	-
Long-Term Debt Repaid	-15	-	-	-10
Total Debt Repaid	-72	-	-	-10
Net Debt Issued (Repaid)	-12	57	-	-
Common Dividends Paid	-	-0	-	-0
Net Increase (Decrease) in Deposit Accounts	29.04	-17.65	18.57	61.17
Financing Cash Flow	17.04	39.34	18.57	61.17
Net Cash Flow	9.76	-0.91	-99.16	77.52
Free Cash Flow	0.5	6.46	4.33	3.39
Free Cash Flow Growth	-92.33%	49.16%	27.61%	-14.87%
Free Cash Flow Margin	2.93%	41.15%	29.42%	29.17%
Free Cash Flow Per Share	0.15	2.01	1.35	1.06
Cash Interest Paid	10.34	3.74	1.24	0.89
Cash Income Tax Paid	2.74	1.45	1.22	1.52

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.