Muncy Columbia Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2016 - 2020
Net Income	-	19.02	3.39	9.51	9.41	Upgrade
Depreciation & Amortization	-	3.72	0.97	0.66	0.73	Upgrade
Gain (Loss) on Sale of Assets	-	0.13	0.06	-	-0.15	Upgrade
Gain (Loss) on Sale of Investments	-	0.04	0.75	2.33	1.35	Upgrade
Provision for Credit Losses	-	-9.85	1.57	-1.81	0.12	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-0.91	0.89	-0.16	5.27	Upgrade
Accrued Interest Receivable	-	0.51	-0.87	-0.73	0.46	Upgrade
Other Operating Activities	-	5.15	-0.2	0.36	-0.67	Upgrade
Operating Cash Flow	-	16.9	7.08	9.66	14.59	Upgrade
Operating Cash Flow Growth	-	138.73%	-26.74%	-33.79%	96.16%	Upgrade
Capital Expenditures	-	-0.41	-0.97	-0.3	-0.28	Upgrade
Sale of Property, Plant and Equipment	-	-	-	-	0.17	Upgrade
Cash Acquisitions	-	-	7.85	-	-	Upgrade
Investment in Securities	-	93.12	33.69	-38.77	-134.66	Upgrade
Purchase / Sale of Intangibles	-	-0.35	-	-	-	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-47.38	-32.42	-60.49	15.18	Upgrade
Other Investing Activities	-	3.5	0.95	-0.99	0.36	Upgrade
Investing Cash Flow	-	48.48	9.1	-100.55	-119.24	Upgrade
Short-Term Debt Issued	-	-	20.72	29.02	31.12	Upgrade
Long-Term Debt Issued	-	-	25	-	-	Upgrade
Total Debt Issued	-	-	45.72	29.02	31.12	Upgrade
Short-Term Debt Repaid	-	-184.14	-	-	-	Upgrade
Long-Term Debt Repaid	-	-15.21	-0	-0	-0	Upgrade
Total Debt Repaid	-	-199.36	-0	-0	-0	Upgrade
Net Debt Issued (Repaid)	-	-199.36	45.72	29.02	31.12	Upgrade
Issuance of Common Stock	-	0.19	0.08	0.07	0.07	Upgrade
Repurchase of Common Stock	-	-1.52	-	-0.03	-	Upgrade
Common Dividends Paid	-	-6.27	-3.56	-3.47	-6.5	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	140.58	-53.13	-19.17	68.15	Upgrade
Financing Cash Flow	-	-66.38	-10.89	6.43	92.84	Upgrade
Net Cash Flow	-	-1	5.29	-84.46	-11.8	Upgrade
Free Cash Flow	-	16.49	6.11	9.36	14.31	Upgrade
Free Cash Flow Growth	-	169.89%	-34.74%	-34.58%	96.66%	Upgrade
Free Cash Flow Margin	-	27.49%	21.93%	31.00%	47.86%	Upgrade
Free Cash Flow Per Share	-	4.62	2.68	4.51	6.89	Upgrade
Cash Interest Paid	-	31.78	12.91	4.08	2.33	Upgrade
Cash Income Tax Paid	-	-	0.98	1.38	2.1	Upgrade

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.