CIB Marine Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1.58	5.44	0.88	3.73	6.67
Depreciation & Amortization	0.17	0.75	0.63	0.79	0.06
Gain (Loss) on Sale of Assets	-	-4.56	-0.31	-0.1	0.05
Gain (Loss) on Sale of Investments	-0.07	0.03	-0.03	0.28	0.07
Total Asset Writedown	0.01	0.23	0.07	0.02	0.1
Provision for Credit Losses	1.14	-0.46	-0.09	-0.89	-1.2
Net Decrease (Increase) in Loans Originated / Sold - Operating	10.03	3.74	2.02	9.38	47.06
Accrued Interest Receivable	-1.14	-1.87	-1.98	0.08	3.11
Other Operating Activities	-3.21	-4.77	-5.41	-2.66	-11.79
Operating Cash Flow	8.58	-2.37	-0.9	9.67	40.67
Operating Cash Flow Growth	-	-	-	-76.22%	-
Capital Expenditures	-0.46	-0.47	-0.18	-0.52	-0.22
Sale of Property, Plant and Equipment	-	6.52	0.19	-	-
Investment in Securities	1.05	11.83	-6.82	-28.85	-0.4
Net Decrease (Increase) in Loans Originated / Sold - Investing	29.01	25.35	-144.27	-32.44	-2.72
Other Investing Activities	0.04	0.1	-0.81	-	-
Investing Cash Flow	29.83	43.57	-151.88	-61.68	-1.92
Short-Term Debt Issued	-	4.75	42.44	-	-
Long-Term Debt Issued	-	-	-	9.7	-
Total Debt Issued	-	4.75	42.44	9.7	-
Short-Term Debt Repaid	-3.95	-	-	-2.26	-24.26
Total Debt Repaid	-3.95	-	-	-2.26	-24.26
Net Debt Issued (Repaid)	-3.95	4.75	42.44	7.44	-24.26
Issuance of Common Stock	-	-	-	-	0.16
Repurchase of Common Stock	-1.25	-	-	-	-
Preferred Share Repurchases	-	-13.4	-	-4.81	-18
Net Increase (Decrease) in Deposit Accounts	-31.86	-35.29	100.17	9.87	32.61
Financing Cash Flow	-37.06	-43.94	142.61	12.5	-9.49
Net Cash Flow	1.35	-2.74	-10.18	-39.52	29.26
Free Cash Flow	8.12	-2.84	-1.08	9.15	40.45
Free Cash Flow Growth	-	-	-	-77.38%	-
Free Cash Flow Margin	29.63%	-8.24%	-3.55%	30.21%	102.33%
Free Cash Flow Per Share	5.90	-1.64	-0.60	5.10	22.75
Cash Interest Paid	22.04	26.68	16.29	2.96	1.94
Cash Income Tax Paid	0.05	0.07	-0.01	0.59	0

Source: S&P Global Market Intelligence. Banks template. Financial Sources.