Community Bancorp (CMTV)

Community Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	60.87	110.94	20.43	70.64	101.36	115.02
Investment Securities	39.29	72.29	82.83	85.84	60.44	6.65
Mortgage-Backed Securities	112.96	102.26	115.86	115.23	127.13	-
Total Investments	152.25	174.54	198.69	201.07	187.58	6.65
Gross Loans	962.62	928.59	846	749.04	689.99	709.36
Allowance for Loan Losses	-10.77	-9.81	-9.84	-8.71	-7.71	-7.21
Other Adjustments to Gross Loans	-	-	-	-	-0.04	-1.2
Net Loans	951.85	918.78	836.16	740.33	682.24	700.95
Property, Plant & Equipment	12.39	12.05	12.21	13.04	13.66	10.03
Goodwill	11.57	11.57	11.57	11.57	11.57	11.57
Loans Held for Sale	1.27	-	-	-	0.34	0.13
Accrued Interest Receivable	4.46	4.47	4.25	3.21	2.4	2.99
Restricted Cash	-	-	-	0.5	9	0.03
Long-Term Deferred Tax Assets	-	5.19	5.58	6.46	1.16	0.53
Other Real Estate Owned & Foreclosed	0.32	-	-	-	-	-
Other Long-Term Assets	31.19	9.44	9.49	8.47	9.03	69.56
Total Assets	1,226	1,249	1,099	1,056	1,019	918.23
Interest Bearing Deposits	760.02	761.31	669.32	691.25	652.47	579.85
Institutional Deposits	43.06	42.64	24.68	15.63	17.46	16.49
Non-Interest Bearing Deposits	205.21	197.7	202.97	216.09	209.47	185.95
Total Deposits	1,008	1,002	896.97	922.97	879.4	782.29
Short-Term Borrowings	44.18	90.44	89.76	33.08	32.61	38.88
Current Portion of Long-Term Debt	-	-	-	0.2	-	1.35
Current Portion of Leases	-	0.49	-	-	-	-
Accrued Interest Payable	0.5	2.41	1.08	0.07	0.06	0.09
Federal Home Loan Bank Debt, Long-Term	36.28	31.1	1.1	1.1	1.3	1.3
Long-Term Leases	3.75	3.1	3.87	4.3	4.72	1.1
Trust Preferred Securities	12.89	12.89	12.89	12.89	12.89	12.89
Other Long-Term Liabilities	8.4	8.81	4.66	6.24	3.37	3.05
Total Liabilities	1,114	1,151	1,010	980.86	934.35	840.94
Preferred Stock, Redeemable	1.5	1.5	1.5	1.5	1.5	1.5
Total Preferred Equity	1.5	1.5	1.5	1.5	1.5	1.5
Common Stock	14.67	14.52	14.31	14.12	13.97	13.82
Additional Paid-In Capital	39.73	38.8	37.57	36.38	35.32	34.31
Retained Earnings	69.84	61.62	54.2	46.46	37.76	29.37
Treasury Stock	-3.32	-2.62	-2.62	-2.62	-2.62	-2.62
Comprehensive Income & Other	-10.53	-15.78	-15.93	-20.67	-1.17	0.92
Total Common Equity	110.38	96.55	87.53	73.68	83.26	75.79
Shareholders' Equity	111.88	98.05	89.03	75.18	84.76	77.29
Total Liabilities & Equity	1,226	1,249	1,099	1,056	1,019	918.23
Total Debt	97.09	138.02	107.61	51.57	51.52	55.51
Net Cash (Debt)	-36.23	-27.08	-87.18	19.07	49.84	59.51
Net Cash Growth	-	-	-	-61.73%	-16.24%	-
Net Cash Per Share	-6.47	-4.88	-15.93	3.53	9.32	11.28
Filing Date Shares Outstanding	5.6	5.6	5.51	5.44	5.38	5.32
Total Common Shares Outstanding	5.62	5.6	5.51	5.44	5.38	5.32
Book Value Per Share	19.64	17.24	15.87	13.55	15.48	14.25
Tangible Book Value	98.81	84.97	75.95	62.1	71.69	64.21
Tangible Book Value Per Share	17.58	15.18	13.77	11.42	13.33	12.08

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.