CMUV Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 25, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	43	36	27	27	25	21
Market Cap Growth	58.63%	32.72%	-0.82%	8.67%	19.06%	-11.37%
Last Close Price	24.72	20.38	14.84	13.77	12.46	8.20
PE Ratio	11.89	9.55	7.73	7.40	4.96	6.35
PS Ratio	3.31	2.76	2.22	2.34	1.93	2.04
PB Ratio	1.39	1.16	0.95	1.00	1.03	0.81
P/FCF Ratio	11.81	9.84	19.20	8.32	9.26	5.36
P/OCF Ratio	8.79	7.33	6.52	7.57	5.74	5.01
Debt / Equity Ratio	0.28	0.28	0.31	0.39	0.55	0.98
Debt / FCF Ratio	2.40	2.40	6.19	3.26	4.88	6.47
Return on Equity (ROE)	12.62%	12.62%	12.52%	14.28%	20.16%	13.53%
Return on Assets (ROA)	1.24%	1.24%	1.22%	1.33%	1.89%	1.44%
Earnings Yield	8.72%	10.47%	12.93%	13.51%	20.15%	15.75%
FCF Yield	8.47%	10.17%	5.21%	12.02%	10.80%	18.64%
Dividend Yield	1.94%	2.35%	2.83%	2.91%	3.21%	3.90%
Payout Ratio	22.04%	22.04%	21.65%	19.80%	17.03%	21.74%
Buyback Yield / Dilution	4.94%	4.54%	1.54%	15.87%	0.32%	-1.16%
Total Shareholder Return	6.88%	6.89%	4.37%	18.78%	3.53%	2.75%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.