CNB Community Bancorp, Inc. (CNBB)

CNB Community Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	67.24	49.25	39.59	37.66	34.53
Interest Income on Investments	-	8.07	3.93	1.09	1.06
Total Interest Income	67.24	57.31	43.51	38.76	35.59
Interest Paid on Deposits	22.7	16.38	3.39	2.51	3.32
Interest Paid on Borrowings	-	0.3	0.31	0.45	0.5
Total Interest Expense	22.7	16.68	3.7	2.96	3.81
Net Interest Income	44.53	40.64	39.81	35.79	31.78
Net Interest Income Growth (YoY)	9.59%	2.08%	11.22%	12.65%	12.58%
Trust Income	2.32	1.94	1.8	1.61	1.27
Gain (Loss) on Sale of Investments	-	0.04	-0.01	0.09	-0.1
Other Non-Interest Income	3.96	3.84	3.99	3.08	3.09
Total Non-Interest Income	8.17	7.73	7.93	10.68	10.79
Non-Interest Income Growth (YoY)	5.63%	-2.50%	-25.75%	-0.99%	43.12%
Revenues Before Loan Losses	52.7	48.37	47.74	46.48	42.57
Provision for Loan Losses	0.96	0.6	1.15	1.26	3.11
Revenue	51.74	47.77	46.6	45.22	39.46
Revenue Growth (YoY)	8.31%	2.52%	3.04%	14.61%	12.31%
Salaries and Employee Benefits	20.92	19.11	17.23	17.78	15.77
Occupancy Expenses	6.28	5.98	5.7	4.85	4.08
Selling, General & Administrative	3.46	3.49	2.99	3.22	2.9
Other Non-Interest Expense	6.67	5.96	5.43	5	4.03
Total Non-Interest Expense	37.33	34.54	31.36	30.85	26.78
EBT Excluding Unusual Items	14.41	13.23	15.24	14.37	12.68
Pretax Income	14.41	13.23	15.24	14.37	12.68
Income Tax Expense	2.82	2.62	3.03	2.93	2.58
Net Income	11.58	10.61	12.21	11.44	10.1
Net Income to Common	11.58	10.61	12.21	11.44	10.1
Net Income Growth	9.15%	-13.06%	6.72%	13.20%	10.21%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	-1.13%	0.61%	0.76%	0.75%	0.94%
EPS (Basic)	5.42	4.91	5.68	5.36	4.77
EPS (Diluted)	5.42	4.91	5.68	5.36	4.77
EPS Growth	10.39%	-13.59%	5.92%	12.36%	9.18%
Dividend Per Share	1.170	1.160	1.110	1.080	1.050
Dividend Growth	0.86%	4.50%	2.78%	2.86%	2.94%
Effective Tax Rate	19.60%	19.79%	19.90%	20.41%	20.31%

Updated Apr 23, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.