CNB Community Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	11.58	10.61	12.21	11.44	10.1
Depreciation & Amortization	1.79	1.98	2.13	2.13	1.54
Gain (Loss) on Sale of Assets	-0.2	-0.36	-0.46	-0.18	-0.02
Gain (Loss) on Sale of Investments	0.55	-0.67	-0.1	0.11	0.27
Provision for Credit Losses	0.96	0.6	1.15	1.26	3.11
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.03	0.98	1.04	26.93	-10.33
Accrued Interest Receivable	0.13	-1.18	-1.19	1.2	-1.34
Change in Other Net Operating Assets	-1.27	2.39	0.21	-1.17	0.1
Other Operating Activities	-0.98	-1.04	-0.77	0.61	-0.12
Operating Cash Flow	12.67	13.68	13.87	37.95	-1.82
Operating Cash Flow Growth	-7.35%	-1.35%	-63.47%	-	-
Capital Expenditures	-2.06	-2.4	-1.9	-3.54	-2.63
Sale of Property, Plant and Equipment	0.26	0.46	1.61	-	-
Investment in Securities	46.87	-38.12	-59.24	-37.59	2.96
Net Decrease (Increase) in Loans Originated / Sold - Investing	-79.22	-75.09	-89.82	-32.09	-141.68
Other Investing Activities	-12.64	-0.27	0.67	-10	0.19
Investing Cash Flow	-46.78	-115.42	-148.69	-83.22	-141.15
Long-Term Debt Issued	18.5	50	-	-	4.73
Long-Term Debt Repaid	-1.62	-1.4	-10.35	-4.3	-1.22
Total Debt Repaid	-1.62	-1.4	-10.35	-4.3	-1.22
Net Debt Issued (Repaid)	16.88	48.6	-10.35	-4.3	3.51
Repurchase of Common Stock	-5.66	-	-	-	-
Common Dividends Paid	-2.96	-2.99	-2.86	-2.78	-2.67
Net Increase (Decrease) in Deposit Accounts	23.75	10.06	18.35	204.82	188.15
Financing Cash Flow	32	55.67	5.14	197.74	188.99
Net Cash Flow	-2.11	-46.07	-129.69	152.47	46.01
Free Cash Flow	10.61	11.28	11.97	34.41	-4.45
Free Cash Flow Growth	-5.95%	-5.71%	-65.23%	-	-
Free Cash Flow Margin	20.51%	23.62%	25.68%	76.09%	-11.28%
Free Cash Flow Per Share	4.96	5.22	5.57	16.14	-2.10
Cash Interest Paid	22.62	16.19	3.54	3.03	3.88
Cash Income Tax Paid	2.74	1.27	2.08	2.88	2.51

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.