CNB Bank Shares, Inc. (CNBN)

CNB Bank Shares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	83.82	76.36	62.76	44.56	43.35	49.2
Interest Income on Investments	10.74	11.6	12.3	10.69	7.89	7.66
Total Interest Income	94.56	87.96	75.06	55.25	51.24	56.86
Interest Paid on Deposits	30.17	29.87	21.44	5.08	3.96	9.41
Interest Paid on Borrowings	5.08	4.98	3.28	0.95	0.59	0.85
Total Interest Expense	35.24	34.85	24.72	6.03	4.56	10.26
Net Interest Income	59.31	53.11	50.33	49.22	46.69	46.6
Net Interest Income Growth (YoY)	20.51%	5.51%	2.26%	5.42%	0.20%	3.86%
Trust Income	2.96	2.9	2.71	2.17	2.13	1.63
Mortgage Banking Activities	1.24	1.29	1.19	1.79	3.35	4.9
Gain (Loss) on Sale of Assets	0.03	0.03	-	-	-	-
Gain (Loss) on Sale of Investments	-0.48	-0.47	-	-0.05	-	-
Other Non-Interest Income	5.73	5.58	5.12	4.89	5.57	5.69
Total Non-Interest Income	11.81	11.61	11.13	10.82	12.69	13.89
Non-Interest Income Growth (YoY)	9.17%	4.30%	2.89%	-14.79%	-8.61%	34.45%
Revenues Before Loan Losses	71.12	64.71	61.46	60.04	59.38	60.48
Provision for Loan Losses	2.13	1.99	0.64	3.2	2.48	4.74
Revenue	69	62.73	60.82	56.84	56.9	55.74
Revenue Growth (YoY)	21.39%	3.13%	7.01%	-0.11%	2.07%	4.98%
Salaries and Employee Benefits	28.24	27.19	24.59	23.29	22.61	22.34
Occupancy Expenses	6.72	6.47	5.71	5.79	5.65	5.43
Federal Deposit Insurance	1.35	1.25	1.06	0.63	0.62	0.65
Amortization of Goodwill & Intangibles	0.74	0.85	1.05	1.28	1.36	1.11
Selling, General & Administrative	4.62	3.95	3.21	3.38	3.16	3.41
Other Non-Interest Expense	5.58	5.22	5.59	4.93	4.49	4.18
Total Non-Interest Expense	47.24	44.91	41.2	39.3	37.91	37.13
EBT Excluding Unusual Items	21.76	17.81	19.62	17.54	18.99	18.61
Pretax Income	21.76	17.81	19.62	17.54	18.99	18.61
Income Tax Expense	5.79	4.16	4.57	3.68	3.75	3.9
Net Income	15.96	13.66	15.04	13.86	15.24	14.71
Preferred Dividends & Other Adjustments	0.59	0.56	0.52	-	-	-
Net Income to Common	15.38	13.1	14.53	13.86	15.24	14.71
Net Income Growth	15.19%	-9.21%	8.56%	-9.09%	3.62%	8.68%
Basic Shares Outstanding	5	5	5	5	5	7
Diluted Shares Outstanding	6	6	6	5	5	7
Shares Change (YoY)	19.70%	-0.52%	18.81%	0.49%	-17.74%	0.47%
EPS (Basic)	2.84	2.43	2.69	2.56	2.83	2.25
EPS (Diluted)	2.47	2.14	2.34	2.56	2.83	2.25
EPS Growth	-3.77%	-8.74%	-8.63%	-9.54%	25.96%	8.17%
Dividend Per Share	0.600	0.570	0.530	0.520	0.490	0.450
Dividend Growth	15.38%	7.55%	1.92%	6.12%	8.89%	9.76%
Effective Tax Rate	26.63%	23.34%	23.32%	20.99%	19.75%	20.97%

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.