CNB Bank Shares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	15.96	13.66	15.04	13.86	15.24	14.71
Depreciation & Amortization	1.6	2.08	2.31	2.82	9.23	5.34
Gain (Loss) on Sale of Assets	-0.03	-0.03	-	-0.03	-0.07	-0.06
Gain (Loss) on Sale of Investments	4.2	4.18	3.99	5.14	-	-
Provision for Credit Losses	2.13	1.99	0.64	3.2	2.48	4.74
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.32	0.33	0.44	0.61	4.33	3.03
Accrued Interest Receivable	-0.23	-1.28	-2.33	-1.4	0.15	0.29
Change in Other Net Operating Assets	1.38	1.38	-0.22	-0.21	-0.21	-0.23
Other Operating Activities	0.9	-0.79	-0.07	-1.51	0.38	-3.04
Operating Cash Flow	21.76	24.51	22.01	22.62	29.36	20.49
Operating Cash Flow Growth	-3.78%	11.33%	-2.68%	-22.97%	43.32%	17.82%
Capital Expenditures	-0.86	-0.88	-1.48	-0.67	-1.23	-2.33
Investment in Securities	20.45	29.74	34.64	-3.01	-143.31	-133.17
Net Decrease (Increase) in Loans Originated / Sold - Investing	-81.99	-128.12	-142.4	-113.75	24.43	-12.99
Other Investing Activities	0.07	-1.48	0.35	-1.94	-0.18	0.09
Investing Cash Flow	-59.74	-100.7	-108.89	-119.33	-120.11	-148.25
Short-Term Debt Issued	-	-	12.8	0.85	-	7.97
Long-Term Debt Issued	-	63.7	32	82	6.5	4
Total Debt Issued	111.56	63.7	44.8	82.85	6.5	11.97
Short-Term Debt Repaid	-	-5.52	-	-	-2.35	-
Long-Term Debt Repaid	-	-18.74	-46.67	-25.3	-15.75	-4.99
Total Debt Repaid	-128.34	-24.26	-46.67	-25.3	-18.1	-4.99
Net Debt Issued (Repaid)	-16.78	39.44	-1.87	57.55	-11.6	6.98
Issuance of Common Stock	1.07	0.76	0.84	1.27	1.63	1.71
Repurchase of Common Stock	-0.73	-1.13	-1.46	-1.77	-2.76	-2.88
Common Dividends Paid	-3.84	-3.63	-3.38	-3.32	-3.11	-2.85
Net Increase (Decrease) in Deposit Accounts	69.04	34.13	56.16	-5.16	96.3	139.99
Financing Cash Flow	48.75	69.57	50.29	48.58	80.46	142.95
Net Cash Flow	10.78	-6.63	-36.59	-48.14	-10.28	15.18
Free Cash Flow	20.91	23.62	20.53	21.95	28.13	18.16
Free Cash Flow Growth	-4.76%	15.07%	-6.47%	-21.98%	54.91%	27.82%
Free Cash Flow Margin	30.30%	37.66%	33.76%	38.62%	49.45%	32.58%
Free Cash Flow Per Share	3.23	3.70	3.20	4.06	5.23	2.78
Cash Interest Paid	38.78	31.54	22.24	5.28	5.07	11.9
Cash Income Tax Paid	7.08	4.47	3.63	4.48	3.72	4.56

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.