DNB Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	162,780	152,240	335,580	317,123	307,735
Investment Securities	830,026	1,045,023	823,244	726,095	668,096
Trading Asset Securities	101,839	159,853	178,263	185,687	157,715
Total Investments	931,865	1,204,876	1,001,507	911,782	825,811
Gross Loans	-	2,044,709	1,947,100	1,928,460	1,749,693
Allowance for Loan Losses	-	-7,124	-7,775	-7,974	-9,982
Other Adjustments to Gross Loans	-	-7,507	-8,660	-15,894	-15,617
Net Loans	-	2,030,078	1,930,665	1,904,592	1,724,094
Property, Plant & Equipment	21,102	21,006	21,439	21,254	21,430
Goodwill	-	8,411	8,399	8,365	4,394
Other Intangible Assets	22,178	2,324	2,057	1,908	1,410
Loans Held for Sale	2,403,340	-	-	-	-
Investments in Real Estate	5,783	8,205	9,454	14,651	17,823
Other Receivables	111,809	161,829	90,510	14,345	2,448
Other Current Assets	1,926	3,627	2,767	7,071	4,132
Long-Term Deferred Tax Assets	249	687	388	510	649
Other Long-Term Assets	34,258	20,842	36,958	31,804	9,318
Total Assets	3,695,290	3,614,125	3,439,724	3,233,405	2,919,244
Accounts Payable	-	1,044	1,008	3,456	1,828
Accrued Expenses	-	6,213	4,949	4,812	4,450
Interest Bearing Deposits	1,521,872	1,487,763	1,422,941	1,396,630	1,247,719
Total Deposits	1,521,872	1,487,763	1,422,941	1,396,630	1,247,719
Short-Term Borrowings	102,035	613,748	611,647	482,604	281,195
Current Portion of Long-Term Debt	-	95,086	-	177,263	149,214
Current Portion of Leases	-	466	401	137	80
Current Income Taxes Payable	13,125	3,115	9,488	4,057	3,054
Other Current Liabilities	548	3,526	3,836	4,467	6,357
Long-Term Debt	1,266,301	701,885	731,978	541,949	607,125
Long-Term Leases	-	1,709	1,762	2,468	2,716
Pension & Post-Retirement Benefits	6,077	5,594	5,343	4,657	5,073
Long-Term Deferred Tax Liabilities	3,006	4,823	2,722	2,055	1,571
Other Long-Term Liabilities	486,471	405,828	374,353	359,010	364,951
Total Liabilities	3,399,435	3,330,800	3,170,428	2,983,565	2,675,333
Common Stock	18,262	18,533	18,960	19,378	19,379
Additional Paid-In Capital	18,733	18,733	18,733	18,733	18,733
Retained Earnings	-	213,785	202,092	190,063	183,070
Comprehensive Income & Other	258,155	32,056	29,343	21,439	22,463
Total Common Equity	295,150	283,107	269,128	249,613	243,645
Minority Interest	705	218	168	227	266
Shareholders' Equity	295,855	283,325	269,296	249,840	243,911
Total Liabilities & Equity	3,695,290	3,614,125	3,439,724	3,233,405	2,919,244
Total Debt	1,368,336	1,412,894	1,345,788	1,204,421	1,040,330
Net Cash (Debt)	-1,103,717	-850,383	-750,765	-631,071	-502,944
Net Cash Per Share	-748.64	-568.71	-488.50	-407.06	-324.42
Filing Date Shares Outstanding	1,516	1,483	1,517	1,550	1,550
Total Common Shares Outstanding	1,516	1,483	1,517	1,550	1,550
Book Value Per Share	194.70	176.16	162.92	150.63	146.20
Tangible Book Value	272,972	272,372	258,672	239,340	237,841
Tangible Book Value Per Share	180.07	168.92	156.03	144.00	142.46

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.