DNB Bank ASA (DNBBY)

DNB Bank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	44,597	45,771	39,477	33,356	25,329	19,854
Depreciation & Amortization	3,452	3,336	3,330	3,086	3,007	2,932
Other Amortization	283	283	283	371	346	367
Total Asset Writedown	-25	-25	181	-	10	21
Other Operating Activities	-353,262	-205,809	-39,147	-27,861	12,893	61,399
Operating Cash Flow	-304,955	-156,444	4,124	8,952	41,585	84,573
Operating Cash Flow Growth	-	-	-53.93%	-78.47%	-50.83%	182.16%
Capital Expenditures	-2,168	-2,677	-4,081	-3,513	-4,486	-3,835
Investment in Securities	-15,457	175	-290	-9,081	-627	-1,370
Other Investing Activities	3	757	15	992	345	428
Investing Cash Flow	-15,319	-880	-1,756	-7,649	-4,393	-4,723
Long-Term Debt Issued	-	13,197	46,473	34,811	3,240,145	1,156,110
Long-Term Debt Repaid	-	-7,865	-10,669	-11,396	-3,216,537	-1,229,794
Net Debt Issued (Repaid)	8,526	5,332	35,804	23,415	23,608	-73,684
Issuance of Common Stock	-	10,524	5,829	4,800	20	-
Repurchase of Common Stock	-13,627	-19,414	-6,916	-6,563	-1,400	-13,271
Common Dividends Paid	-26,648	-26,019	-20,541	-16,172	-27,902	-1,578
Other Financing Activities	2	2	-	1	-10,070	-13,699
Financing Cash Flow	-31,747	-29,575	14,176	5,481	-15,744	-102,232
Foreign Exchange Rate Adjustments	-1,193	3,559	1,913	2,603	-2,805	3,723
Net Cash Flow	-353,216	-183,340	18,457	9,387	18,643	-18,659
Free Cash Flow	-307,123	-159,121	43	5,439	37,099	80,738
Free Cash Flow Growth	-	-	-99.21%	-85.34%	-54.05%	194.93%
Free Cash Flow Margin	-354.13%	-186.49%	0.05%	8.19%	65.43%	170.88%
Free Cash Flow Per Share	-207.63	-106.42	0.03	3.51	23.93	51.94
Cash Interest Paid	117,068	118,200	94,298	29,465	13,545	20,294
Cash Income Tax Paid	1,970	10,122	2,956	3,645	7,119	9,211

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.