Dogwood State Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2020	FY 2019	FY 2016
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '16 Dec 31, 2016
Cash & Equivalents	102.92	86.19	128.67	26.44	13.88	11.92
Investment Securities	197.99	171.76	127.13	22.98	8.35	10.49
Mortgage-Backed Securities	-	-	-	36.42	29.48	4.93
Total Investments	197.99	171.76	127.13	59.4	37.82	15.42
Gross Loans	1,935	1,820	1,095	474.63	256.35	149.67
Allowance for Loan Losses	-20.95	-19.7	-11.94	-3.99	-1.55	-1.92
Net Loans	1,914	1,800	1,083	470.64	254.81	147.76
Property, Plant & Equipment	32.81	37.18	18.71	15.57	13.82	3.93
Goodwill	11.69	11.77	7.02	7.02	7.02	-
Other Intangible Assets	9.67	11.37	0.02	0.67	1.1	-
Loans Held for Sale	4.08	6.73	15.27	10	-	-
Accrued Interest Receivable	-	-	-	6.9	4.51	0.51
Other Real Estate Owned & Foreclosed	-	-	-	-	0.19	-
Other Long-Term Assets	85.61	86.06	51.49	14.91	14.41	5.66
Total Assets	2,359	2,211	1,432	611.53	347.55	185.34
Accrued Expenses	-	-	-	-	-	0.42
Interest Bearing Deposits	1,458	1,335	902.37	261.21	194.5	116.21
Institutional Deposits	-	-	-	13.8	-	10
Non-Interest Bearing Deposits	503.65	474.46	291.91	137.12	45.91	41.03
Total Deposits	1,961	1,809	1,194	412.13	240.41	167.24
Short-Term Borrowings	-	-	-	31	14	-
Current Portion of Leases	-	-	-	0.85	-	-
Accrued Interest Payable	-	-	-	2.95	2.18	-
Long-Term Debt	9.95	9.71	-	66.71	-	-
Federal Home Loan Bank Debt, Long-Term	100.1	130.16	50	4	-	-
Long-Term Leases	11.46	12.26	11.19	6.32	5.4	-
Pension & Post-Retirement Benefits	-	-	-	-	-	1.17
Other Long-Term Liabilities	21.84	19.46	11.72	-	-	-
Total Liabilities	2,105	1,981	1,267	523.96	261.99	168.83
Common Stock	19.02	18.98	14.71	11.04	10.55	8.4
Additional Paid-In Capital	189.32	188.18	132.37	77.6	76.85	3.51
Retained Earnings	49.92	28.28	22.41	-1.79	-1.97	4.57
Comprehensive Income & Other	-3.77	-5.24	-4.99	0.72	0.13	0.03
Total Common Equity	254.48	230.19	164.5	87.58	85.56	16.51
Shareholders' Equity	254.48	230.19	164.5	87.58	85.56	16.51
Total Liabilities & Equity	2,359	2,211	1,432	611.53	347.55	185.34
Total Debt	121.51	152.13	61.19	108.88	19.4	-
Net Cash (Debt)	-18.59	-65.94	67.48	-82.44	-5.52	12.51
Net Cash Growth	-	-	-	-	-	476.67%
Net Cash Per Share	-0.98	-3.94	4.55	-7.47	-	7.00
Filing Date Shares Outstanding	19.02	18.98	14.71	11.04	-	1.68
Total Common Shares Outstanding	19.02	18.98	14.71	11.04	-	1.68
Book Value Per Share	13.38	12.13	11.18	7.93	-	9.83
Tangible Book Value	233.12	207.04	157.47	79.89	77.45	16.51
Tangible Book Value Per Share	12.26	10.91	10.71	7.24	-	9.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.