Dogwood State Bank (DSBX)

Dogwood State Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2020	FY 2019	FY 2016
Period Ending	Dec 31, 2020	Dec 31, 2019	Dec 31, 2016
Net Income	0.18	-2.76	1.02
Depreciation & Amortization	1.71	1.07	0.31
Gain (Loss) on Sale of Assets	-	-	-0.01
Gain (Loss) on Sale of Investments	-0.72	-0.05	0.07
Total Asset Writedown	0.09	-	-
Provision for Credit Losses	2.45	0.55	0.24
Net Decrease (Increase) in Loans Originated / Sold - Operating	-9.11	-	-
Accrued Interest Receivable	-1.45	-0.18	-0.03
Change in Other Net Operating Assets	0.01	1.24	0.01
Other Operating Activities	-0.02	-1.3	-0.68
Operating Cash Flow	-6.54	-0.89	1.03
Operating Cash Flow Growth	-	-	-37.16%
Capital Expenditures	-0.74	-1.77	-0.1
Sale of Property, Plant and Equipment	0.03	0.17	-
Investment in Securities	-21.5	-28.61	1.86
Net Decrease (Increase) in Loans Originated / Sold - Investing	-218.28	-41.87	-11.66
Other Investing Activities	-	-10	0.15
Investing Cash Flow	-240.33	-82.06	-9.71
Long-Term Debt Issued	87.71	14	-
Long-Term Debt Repaid	-	-	-4
Net Debt Issued (Repaid)	87.71	14	-4
Issuance of Common Stock	-	56.31	0.01
Net Increase (Decrease) in Deposit Accounts	171.72	3.73	19.01
Financing Cash Flow	259.43	74.05	15.02
Net Cash Flow	12.56	-8.9	6.34
Free Cash Flow	-7.28	-2.65	0.93
Free Cash Flow Growth	-	-	-33.12%
Free Cash Flow Margin	-37.09%	-23.65%	11.71%
Free Cash Flow Per Share	-0.66	-	0.52
Cash Interest Paid	2.95	3.04	0.52
Cash Income Tax Paid	-	0.47	0.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.