ECC Capital Corporation (ECRO)

ECC Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2008	FY 2007	FY 2006	FY 2005	FY 2004
Period Ending	Dec 31, 2008	Dec 31, 2007	Dec 31, 2006	Dec 31, 2005	Dec 31, 2004
Interest and Dividend Income	66.81	126.55	242.97	196.27	-
Total Interest Expense	47.8	113.17	197.51	111.43	-
Net Interest Income	19.01	13.38	45.46	84.84	-
Gain (Loss) on Sale of Loans & Receivables	-0.21	-6.07	-12.04	-7.73	-
Other Revenue	-26.34	-9.99	16.75	16.77	-
Revenue Before Loan Losses	-7.54	-2.67	50.17	93.88	-
Provision for Loan Losses	119.21	59	19.52	41.19	-
Revenue	-126.75	-61.67	30.65	52.69	-
Revenue Growth (YoY)	-	-	-41.83%	-	-
Cost of Services Provided	19.98	26.54	56.48	61.27	-
Total Operating Expenses	19.98	26.54	56.48	61.27	-
Operating Income	-146.73	-88.21	-25.82	-8.58	-
EBT Excluding Unusual Items	-146.73	-88.21	-25.82	-8.58	-
Pretax Income	-156.88	-108.16	-25.82	-8.58	-
Income Tax Expense	-0.07	-0.13	-	-	-
Earnings From Continuing Ops.	-156.81	-108.03	-25.82	-8.58	-
Earnings From Discontinued Ops.	-	1.9	-108.82	-55.55	28.28
Net Income to Company	-156.81	-106.13	-134.64	-64.12	28.28
Minority Interest in Earnings	1.43	1.64	-	-	-
Net Income	-155.38	-104.49	-134.64	-64.12	28.28
Net Income to Common	-155.38	-104.49	-134.64	-64.12	28.28
Net Income Growth	-	-	-	-	151.41%
Shares Outstanding (Basic)	97	97	100	89	24
Shares Outstanding (Diluted)	97	97	100	89	43
Shares Change (YoY)	-	-2.78%	11.95%	107.15%	14.63%
EPS (Basic)	-1.60	-1.08	-1.35	-0.72	1.15
EPS (Diluted)	-1.60	-1.08	-1.35	-0.72	0.66
EPS Growth	-	-	-	-	120.00%
Free Cash Flow	0.04	-15.86	1,593	-7,069	-317.38
Free Cash Flow Per Share	-	-0.16	15.96	-79.26	-7.37
Dividend Per Share	0.260	0.070	0.240	0.650	-
Dividend Growth	271.43%	-70.83%	-63.08%	-	-
Operating Margin	-	-	-84.25%	-16.28%	-
Profit Margin	-	-	-439.26%	-121.70%	-
Free Cash Flow Margin	-	-	5198.20%	-13415.02%	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.