EML Payments Limited (EMCHF)
OTCMKTS · Delayed Price · Currency is USD
0.6000
+0.0099 (1.68%)
At close: Jan 23, 2026

EML Payments Statistics

Total Valuation

EML Payments has a market cap or net worth of 209.39 million. The enterprise value is 205.67 million.

Market Cap209.39M
Enterprise Value 205.67M

Important Dates

The next estimated earnings date is Tuesday, February 24, 2026.

Earnings Date Feb 24, 2026
Ex-Dividend Date n/a

Share Statistics

Current Share Class 388.13M
Shares Outstanding n/a
Shares Change (YoY) +1.48%
Shares Change (QoQ) n/a
Owned by Insiders (%) 1.73%
Owned by Institutions (%) 34.09%
Float 287.85M

Valuation Ratios

PE Ratio n/a
Forward PE 11.70
PS Ratio 1.40
PB Ratio 2.18
P/TBV Ratio 9.71
P/FCF Ratio 19.50
P/OCF Ratio 19.07
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 33.06, with an EV/FCF ratio of 19.15.

EV / Earnings -5.88
EV / Sales 1.27
EV / EBITDA 33.06
EV / EBIT 272.52
EV / FCF 19.15

Financial Position

The company has a current ratio of 0.80, with a Debt / Equity ratio of 0.37.

Current Ratio 0.80
Quick Ratio 0.05
Debt / Equity 0.37
Debt / EBITDA 6.17
Debt / FCF 3.30
Interest Coverage 0.19

Financial Efficiency

Return on equity (ROE) is -34.67% and return on invested capital (ROIC) is 0.67%.

Return on Equity (ROE) -34.67%
Return on Assets (ROA) 0.03%
Return on Invested Capital (ROIC) 0.67%
Return on Capital Employed (ROCE) 0.57%
Weighted Average Cost of Capital (WACC) 8.24%
Revenue Per Employee 325,551
Profits Per Employee -76,421
Employee Count458
Asset Turnover 0.09
Inventory Turnover n/a

Taxes

In the past 12 months, EML Payments has paid 7.24 million in taxes.

Income Tax 7.24M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +17.23% in the last 52 weeks. The beta is 0.73, so EML Payments's price volatility has been lower than the market average.

Beta (5Y) 0.73
52-Week Price Change +17.23%
50-Day Moving Average 0.61
200-Day Moving Average n/a
Relative Strength Index (RSI) 50.10
Average Volume (20 Days) 34,615

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, EML Payments had revenue of 149.10 million and -35.00 million in losses. Loss per share was -0.09.

Revenue149.10M
Gross Profit 136.94M
Operating Income 697,568
Pretax Income -27.48M
Net Income -35.00M
EBITDA 4.76M
EBIT 697,568
Loss Per Share -0.09
Full Income Statement

Balance Sheet

The company has 38.89 million in cash and 35.45 million in debt, with a net cash position of 3.43 million.

Cash & Cash Equivalents 38.89M
Total Debt 35.45M
Net Cash 3.43M
Net Cash Per Share n/a
Equity (Book Value) 96.01M
Book Value Per Share 0.25
Working Capital -329.59M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 10.98 million and capital expenditures -241,920, giving a free cash flow of 10.74 million.

Operating Cash Flow 10.98M
Capital Expenditures -241,920
Free Cash Flow 10.74M
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 91.84%, with operating and profit margins of 0.47% and -23.47%.

Gross Margin 91.84%
Operating Margin 0.47%
Pretax Margin -18.43%
Profit Margin -23.47%
EBITDA Margin 3.19%
EBIT Margin 0.47%
FCF Margin 7.20%

Dividends & Yields

EML Payments does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.48%
Shareholder Yield -1.48%
Earnings Yield -16.72%
FCF Yield 5.13%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

EML Payments has an Altman Z-Score of -0.28 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score -0.28
Piotroski F-Score 6