First Bankers Trustshares, Inc. (FBTT)

First Bankers Trustshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	35.84	28.7	21.55	20.52	22.83
Interest Income on Investments	12.08	11.7	9.58	6.35	7.7
Total Interest Income	47.92	40.4	31.13	26.88	30.53
Interest Paid on Deposits	18.71	12.65	2.38	1.93	3.72
Interest Paid on Borrowings	4.54	4.49	1.1	0.83	0.9
Total Interest Expense	23.25	17.14	3.48	2.75	4.62
Net Interest Income	24.67	23.26	27.65	24.12	25.92
Net Interest Income Growth (YoY)	6.09%	-15.89%	14.61%	-6.92%	-1.10%
Gain (Loss) on Sale of Assets	1.27	-	0.25	-	-
Gain (Loss) on Sale of Investments	-0.6	-	-0.64	0.86	-0
Other Non-Interest Income	6.33	6.28	5.71	5.73	5.11
Total Non-Interest Income	8.45	7.81	7.04	8.33	7.52
Non-Interest Income Growth (YoY)	8.19%	10.97%	-15.48%	10.77%	10.95%
Revenues Before Loan Losses	33.12	31.07	34.69	32.45	33.44
Provision for Loan Losses	2.12	0.57	-0.5	-0.58	2.4
Revenue	31.01	30.5	35.19	33.03	31.04
Revenue Growth (YoY)	1.67%	-13.33%	6.53%	6.43%	1.48%
Salaries and Employee Benefits	15.88	14.45	14.32	13.78	12.52
Occupancy Expenses	-	-	-	1.17	1.18
Selling, General & Administrative	5.04	4.66	5.27	3.4	3.38
Other Non-Interest Expense	5.02	4.9	4.54	3.97	3.93
Total Non-Interest Expense	25.93	24.01	24.12	22.33	21.01
EBT Excluding Unusual Items	5.07	6.49	11.07	10.71	10.03
Pretax Income	5.07	6.49	11.07	10.27	10.03
Income Tax Expense	0.89	1.08	2.24	2.1	2.19
Earnings From Continuing Operations	4.18	5.41	8.82	8.17	7.84
Net Income	4.18	5.41	8.82	8.17	7.84
Net Income to Common	4.18	5.41	8.82	8.17	7.84
Net Income Growth	-22.66%	-38.72%	7.99%	4.17%	-5.72%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	0.08%	-1.10%	-2.03%	-0.11%	0.13%
EPS (Basic)	1.40	1.81	2.91	2.64	2.54
EPS (Diluted)	1.40	1.81	2.91	2.64	2.54
EPS Growth	-22.71%	-38.03%	10.23%	4.28%	-5.85%
Dividend Per Share	0.850	0.810	0.770	0.730	0.690
Dividend Growth	4.94%	5.20%	5.48%	5.80%	6.15%
Effective Tax Rate	17.58%	16.64%	20.26%	20.47%	21.79%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.