First Bankers Trustshares, Inc. (FBTT)

First Bankers Trustshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	4.18	5.41	8.82	8.17	7.84
Depreciation & Amortization	0.7	0.76	0.81	1	1.26
Gain (Loss) on Sale of Assets	-1.19	0.02	-	-	-
Gain (Loss) on Sale of Investments	1.68	2.27	5.88	8.38	4.24
Total Asset Writedown	-	-	-0.25	0.44	-
Provision for Credit Losses	2.12	0.57	-0.5	-0.58	2.4
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.28	0.33	0.37	0.82	1.68
Accrued Interest Receivable	0.51	-1.6	-0.87	-0.65	0.31
Change in Other Net Operating Assets	-0.57	-0.52	-0.28	-0.49	-0.48
Other Operating Activities	0.48	0.02	0.03	0.27	-0.42
Operating Cash Flow	4.62	7.72	15.78	16.56	14.97
Operating Cash Flow Growth	-40.13%	-51.09%	-4.73%	10.62%	-6.61%
Capital Expenditures	-0.66	-0.47	-0.27	-0.57	-0.35
Investment in Securities	36.68	39.93	104.02	-145.75	-193.08
Net Decrease (Increase) in Loans Originated / Sold - Investing	-34.43	-47.49	-72.89	6.43	13.78
Other Investing Activities	0.03	-0.08	1.07	5.62	5.65
Investing Cash Flow	1.63	-8.1	31.92	-134.27	-174
Short-Term Debt Issued	4.32	-	599.5	5	56.33
Long-Term Debt Issued	729	652	-	-	-
Total Debt Issued	733.32	652	599.5	5	56.33
Short-Term Debt Repaid	-	-20.56	-595.3	-16.63	-
Long-Term Debt Repaid	-729	-667	-	-	-
Total Debt Repaid	-729	-687.56	-595.3	-16.63	-
Net Debt Issued (Repaid)	4.32	-35.56	4.21	-11.63	56.33
Repurchase of Common Stock	-	-	-3.13	-0.48	-
Common Dividends Paid	-2.52	-2.39	-2.32	-2.22	-2.1
Total Dividends Paid	-2.52	-2.39	-2.32	-2.22	-2.1
Net Increase (Decrease) in Deposit Accounts	26.21	57.88	-65.07	125.32	125.65
Financing Cash Flow	28.01	19.93	-66.31	110.99	179.88
Net Cash Flow	34.26	19.54	-18.61	-6.71	20.86
Free Cash Flow	3.96	7.25	15.51	15.99	14.62
Free Cash Flow Growth	-45.33%	-53.26%	-3.01%	9.36%	-8.12%
Free Cash Flow Margin	12.78%	23.77%	44.07%	48.41%	47.11%
Free Cash Flow Per Share	1.32	2.42	5.12	5.17	4.73
Cash Interest Paid	22.9	15.76	3.18	2.97	5.06
Cash Income Tax Paid	1.03	0.39	2.25	2.13	2.1

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.