Funding Circle Holdings plc (FDCHF)
OTCMKTS · Delayed Price · Currency is USD
2.180
+0.580 (36.25%)
At close: Jan 22, 2026

Funding Circle Holdings Statistics

Total Valuation

FDCHF has a market cap or net worth of 635.21 million. The enterprise value is 610.24 million.

Market Cap635.21M
Enterprise Value 610.24M

Important Dates

The next estimated earnings date is Thursday, March 5, 2026.

Earnings Date Mar 5, 2026
Ex-Dividend Date n/a

Share Statistics

Current Share Class 315.85M
Shares Outstanding n/a
Shares Change (YoY) +9.91%
Shares Change (QoQ) -18.32%
Owned by Insiders (%) 15.36%
Owned by Institutions (%) 42.43%
Float 147.91M

Valuation Ratios

The trailing PE ratio is 17.24 and the forward PE ratio is 30.83.

PE Ratio 17.24
Forward PE 30.83
PS Ratio 2.68
PB Ratio 2.33
P/TBV Ratio 2.60
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 31.06, with an EV/FCF ratio of -8.84.

EV / Earnings 16.56
EV / Sales 2.58
EV / EBITDA 31.06
EV / EBIT 36.07
EV / FCF -8.84

Financial Position

The company has a current ratio of 1.78, with a Debt / Equity ratio of 0.89.

Current Ratio 1.78
Quick Ratio 1.78
Debt / Equity 0.89
Debt / EBITDA 12.35
Debt / FCF -3.53
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.93% and return on invested capital (ROIC) is 6.49%.

Return on Equity (ROE) 3.93%
Return on Assets (ROA) 2.05%
Return on Invested Capital (ROIC) 6.49%
Return on Capital Employed (ROCE) 6.06%
Weighted Average Cost of Capital (WACC) 5.86%
Revenue Per Employee 326,588
Profits Per Employee 50,694
Employee Count727
Asset Turnover 0.46
Inventory Turnover n/a

Taxes

In the past 12 months, FDCHF has paid 685,025 in taxes.

Income Tax 685,025
Effective Tax Rate 5.62%

Stock Price Statistics

The stock price has increased by +38.85% in the last 52 weeks. The beta is 0.70, so FDCHF's price volatility has been lower than the market average.

Beta (5Y) 0.70
52-Week Price Change +38.85%
50-Day Moving Average 1.02
200-Day Moving Average n/a
Relative Strength Index (RSI) 73.96
Average Volume (20 Days) 11,258

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FDCHF had revenue of 237.43 million and earned 36.85 million in profits. Earnings per share was 0.10.

Revenue237.43M
Gross Profit 151.94M
Operating Income 16.99M
Pretax Income 12.19M
Net Income 36.85M
EBITDA 16.99M
EBIT 16.99M
Earnings Per Share (EPS) 0.10
Full Income Statement

Balance Sheet

The company has 268.67 million in cash and 243.60 million in debt, with a net cash position of 25.07 million.

Cash & Cash Equivalents 268.67M
Total Debt 243.60M
Net Cash 25.07M
Net Cash Per Share n/a
Equity (Book Value) 272.23M
Book Value Per Share 0.89
Working Capital 215.23M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -67.68 million and capital expenditures -1.37 million, giving a free cash flow of -69.05 million.

Operating Cash Flow -67.68M
Capital Expenditures -1.37M
Free Cash Flow -69.05M
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 63.99%, with operating and profit margins of 7.16% and 15.52%.

Gross Margin 63.99%
Operating Margin 7.16%
Pretax Margin 5.14%
Profit Margin 15.52%
EBITDA Margin 7.16%
EBIT Margin 7.16%
FCF Margin n/a

Dividends & Yields

FDCHF does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -9.91%
Shareholder Yield -9.91%
Earnings Yield 5.80%
FCF Yield -10.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

FDCHF has an Altman Z-Score of 2.7 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.7
Piotroski F-Score 4