FFBW, Inc. (FFBW)

FFBW, Inc. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2.39	1.51	2.34	1.98	1.83
Depreciation & Amortization	0.38	0.43	0.35	0.29	0.3
Gain (Loss) on Sale of Assets	-	-	-	0	-0.01
Gain (Loss) on Sale of Investments	0.17	0.16	0.25	0.43	0.37
Provision for Credit Losses	-0.1	0.17	0.19	-	0.52
Accrued Interest Receivable	0.17	-0.12	-0.11	0.18	-0.19
Change in Other Net Operating Assets	1.04	0.37	0.84	1.23	-1.25
Other Operating Activities	-0.34	-0.3	-0.28	-0.26	-0.21
Operating Cash Flow	4.54	3.3	4.5	4.37	1.83
Operating Cash Flow Growth	37.70%	-26.63%	3.00%	139.29%	-33.42%
Capital Expenditures	-0.14	-0.15	-1.51	-0.21	-0.06
Cash Acquisitions	-	-	-	-	33.38
Investment in Securities	6.33	6.58	-4.64	14.3	-7.67
Net Decrease (Increase) in Loans Originated / Sold - Investing	24.3	-7.29	-20.05	-7.04	-11.94
Other Investing Activities	-	-	-	-2.38	0.19
Investing Cash Flow	30.49	-0.86	-26.2	4.68	13.91
Long-Term Debt Issued	108	100	8	5	17
Long-Term Debt Repaid	-108	-108	-6.5	-6	-21
Net Debt Issued (Repaid)	-	-8	1.5	-1	-4
Issuance of Common Stock	-	-	-	0.02	41.5
Repurchase of Common Stock	-1.88	-6.35	-15.22	-11.27	-3.81
Net Increase (Decrease) in Deposit Accounts	-32.79	6.78	-20.69	28.73	-47.32
Financing Cash Flow	-34.66	-7.57	-34.41	16.48	-13.63
Net Cash Flow	0.38	-5.13	-56.12	25.52	2.1
Free Cash Flow	4.41	3.15	2.99	4.16	1.77
Free Cash Flow Growth	39.87%	5.42%	-28.17%	135.16%	-33.12%
Free Cash Flow Margin	36.77%	26.57%	24.22%	35.83%	17.46%
Free Cash Flow Per Share	0.99	0.68	0.55	0.65	0.25
Cash Interest Paid	5.11	4.33	0.97	0.99	1.56
Cash Income Tax Paid	0.55	0.54	0.68	0.4	1.47

Source: S&P Global Market Intelligence. Banks template. Financial Sources.