FFD Financial Corporation (FFDF)

Satixfy Communications Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Jun 30, 2021	Jun 30, 2020	Jun 30, 2019	Jun 30, 2018	Jun 30, 2017
Interest Income on Loans	19.74	18.42	16.34	13.65	11.46
Interest Income on Investments	-	1.02	1.15	0.85	0.54
Total Interest Income	19.74	19.44	17.49	14.49	12
Interest Paid on Deposits	2.37	3.63	2.98	1.92	1.21
Interest Paid on Borrowings	-	0.15	0.03	0.05	0.09
Total Interest Expense	2.37	3.77	3.01	1.98	1.3
Net Interest Income	17.37	15.66	14.48	12.52	10.71
Net Interest Income Growth (YoY)	10.87%	8.15%	15.70%	16.93%	11.09%
Mortgage Banking Activities	-	0.37	0.27	0.1	0.1
Gain (Loss) on Sale of Investments	-	0.02	-	-	0.38
Other Non-Interest Income	4.13	0.39	0.41	0.45	0.42
Total Non-Interest Income	4.13	2.42	1.78	1.73	2.11
Non-Interest Income Growth (YoY)	70.55%	36.16%	2.89%	-17.95%	30.24%
Revenues Before Loan Losses	21.49	18.08	16.26	14.25	12.81
Provision for Loan Losses	0.62	0.36	0.23	0.28	0.24
Revenue	20.87	17.73	16.04	13.97	12.57
Revenue Growth (YoY)	17.74%	10.56%	14.78%	11.11%	12.65%
Salaries and Employee Benefits	-	4.93	4.54	4.11	3.63
Occupancy Expenses	-	1.1	0.93	0.9	0.84
Federal Deposit Insurance	-	0.17	0.25	0.2	0.14
Selling, General & Administrative	-	1.21	1.27	1.12	1.06
Other Non-Interest Expense	10.2	1.85	1.37	1.29	1.21
Total Non-Interest Expense	10.2	9.25	8.36	7.62	6.88
EBT Excluding Unusual Items	10.67	8.48	7.67	6.35	5.7
Pretax Income	10.67	8.48	7.67	6.35	5.7
Income Tax Expense	1.85	1.51	1.35	1.47	1.53
Net Income	8.82	6.97	6.32	4.87	4.17
Net Income to Common	8.82	6.97	6.32	4.87	4.17
Net Income Growth	26.60%	10.24%	29.67%	16.91%	27.61%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	-1.15%	-0.09%	0.17%	0.15%	0.13%
EPS (Basic)	2.99	2.34	2.12	1.64	1.40
EPS (Diluted)	2.99	2.33	2.12	1.63	1.40
EPS Growth	28.14%	10.23%	29.60%	16.66%	27.41%
Dividend Per Share	-	0.610	0.507	0.415	0.372
Dividend Growth	-	20.39%	22.10%	11.65%	12.64%
Effective Tax Rate	17.37%	17.79%	17.63%	23.21%	26.83%

Updated Jan 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.