FFD Financial Corporation (FFDF)

FFD Financial Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Jun 30, 2020	Jun 30, 2019	Jun 30, 2018	Jun 30, 2017
Net Income	6.97	6.32	4.87	4.17
Depreciation & Amortization	0.66	0.51	0.51	0.49
Gain (Loss) on Sale of Assets	-0.01	-	-	-
Gain (Loss) on Sale of Investments	0.12	0.1	0.12	-0.27
Provision for Credit Losses	0.36	0.23	0.28	0.24
Net Decrease (Increase) in Loans Originated / Sold - Operating	-3.42	0.08	-0.44	1.7
Accrued Interest Receivable	-0.1	-0.19	-0.1	-0.11
Change in Other Net Operating Assets	1.85	0.58	-0.1	0.46
Other Operating Activities	-0.19	-0.2	-0.22	-0.22
Operating Cash Flow	5.2	7.2	4.6	5.83
Operating Cash Flow Growth	-27.80%	56.48%	-21.06%	121.73%
Capital Expenditures	-1.51	-0.77	-1.11	-0.49
Sale of Property, Plant and Equipment	0.01	-	-	0.03
Cash Acquisitions	-	-	-	-1.08
Investment in Securities	0.32	1.12	-1.15	0.42
Net Decrease (Increase) in Loans Originated / Sold - Investing	-74.06	-29.56	-27.95	-30.88
Other Investing Activities	-0	-0	-0	-0.75
Investing Cash Flow	-75.24	-29.21	-30.21	-32.76
Long-Term Debt Issued	16.03	-	11	-
Long-Term Debt Repaid	-0.08	-13.29	-0.1	-9.21
Net Debt Issued (Repaid)	15.95	-13.29	10.91	-9.21
Repurchase of Common Stock	-1.03	-0.01	-	-
Common Dividends Paid	-1.82	-1.51	-1.24	-1.11
Net Increase (Decrease) in Deposit Accounts	84.49	38.73	26.58	47.42
Financing Cash Flow	97.6	23.93	36.24	37.11
Net Cash Flow	27.55	1.92	10.64	10.18
Free Cash Flow	3.69	6.43	3.49	5.34
Free Cash Flow Growth	-42.70%	84.06%	-34.51%	118.20%
Free Cash Flow Margin	20.79%	40.11%	25.01%	42.43%
Free Cash Flow Per Share	1.24	2.15	1.17	1.79
Cash Interest Paid	3.63	2.96	1.95	1.29
Cash Income Tax Paid	1.5	1.53	1.45	1.53

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.