First Farmers Financial Corporation (FFMR)

First Farmers Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	123.14	119.69	58.31	-	218.2
Investment Securities	266.62	252.91	301.05	-	430.24
Mortgage-Backed Securities	417.29	365.25	285.74	-	-
Total Investments	683.91	618.16	586.78	-	430.24
Gross Loans	2,536	2,400	2,262	-	1,709
Allowance for Loan Losses	-37.87	-33.46	-34.89	-	-19.67
Other Adjustments to Gross Loans	-10.93	-9.66	-8.17	-	-
Net Loans	2,488	2,357	2,219	-	1,690
Property, Plant & Equipment	28.12	24.97	25.41	-	20.77
Goodwill	8.73	8.73	8.73	-	8.73
Other Intangible Assets	-	-	-	-	0.29
Loans Held for Sale	2.36	3.76	3.61	-	8.14
Accrued Interest Receivable	26.27	23.91	23.42	-	31.39
Long-Term Deferred Tax Assets	8.06	11.57	9.53	-	-
Other Long-Term Assets	67.07	72.63	70.98	-	31.79
Total Assets	3,435	3,240	3,006	-	2,439
Interest Bearing Deposits	2,179	2,113	1,983	-	1,559
Institutional Deposits	219.8	215.29	134.27	-	-
Non-Interest Bearing Deposits	479.14	491.8	483.92	-	535.67
Total Deposits	2,878	2,820	2,601	-	2,095
Short-Term Borrowings	130	57.08	68.37	-	-
Current Portion of Long-Term Debt	5	-	-	-	-
Current Portion of Leases	0.55	-	-	-	-
Accrued Interest Payable	2.22	3.16	3.62	-	20.55
Long-Term Debt	18.56	24.55	25.55	-	27.54
Federal Home Loan Bank Debt, Long-Term	55	35	20	-	53
Long-Term Leases	3.36	1.69	1.58	-	-
Other Long-Term Liabilities	22.14	25.44	26.57	-	-
Total Liabilities	3,115	2,967	2,747	-	2,196
Common Stock	7.2	7.2	7.2	-	7.2
Additional Paid-In Capital	5.19	4.91	4.81	-	5
Retained Earnings	339.3	303.2	281.37	-	232.08
Treasury Stock	-11.89	-8.98	-8.22	-	-8.49
Comprehensive Income & Other	-19.02	-32.76	-25.55	-	7.36
Shareholders' Equity	320.78	273.57	259.6	-	243.14
Total Liabilities & Equity	3,435	3,240	3,006	-	2,439
Total Debt	212.47	118.33	115.5	-	80.54
Net Cash (Debt)	-89.23	2.2	-55.86	-	140.2
Net Cash Per Share	-12.76	0.31	-7.95	-	19.89
Filing Date Shares Outstanding	6.98	7.02	7.03	7.02	7.01
Total Common Shares Outstanding	6.98	7.02	7.03	7.02	7.01
Book Value Per Share	45.96	38.97	36.93	-	34.69
Tangible Book Value	312.05	264.84	250.87	-	234.12
Tangible Book Value Per Share	44.71	37.73	35.69	-	33.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.