First Citizens Bancshares, Inc. (FIZN)

First Citizens Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	36.46	59.45	59.97	56.24	51.32	38.54
Investment Securities	748.14	731.18	750.88	752.36	883.82	746.46
Total Investments	748.14	731.18	750.88	752.36	883.82	746.46
Gross Loans	1,604	1,488	1,405	1,338	1,200	1,065
Allowance for Loan Losses	-18.52	-17.98	-18.33	-16.97	-14.37	-14.3
Other Adjustments to Gross Loans	-3.85	-3.38	-2.74	-2.88	-3.63	-3.68
Net Loans	1,582	1,466	1,384	1,318	1,182	1,047
Property, Plant & Equipment	30.45	31.18	32.34	33.52	33.53	36.85
Goodwill	22.34	22.34	22.34	22.34	22.34	22.34
Other Intangible Assets	-	-	0.11	0.26	0.45	0.65
Loans Held for Sale	4.01	2.76	2.83	0.28	8.29	19.79
Accrued Interest Receivable	13.78	12.15	11.1	9.33	7.67	8.04
Long-Term Deferred Tax Assets	24.21	30.84	27.99	32.97	-	-
Other Real Estate Owned & Foreclosed	21.41	0.26	-	0.08	0.39	1.77
Other Long-Term Assets	111.44	142.27	93.15	172.11	51.47	110.39
Total Assets	2,602	2,506	2,391	2,404	2,248	2,039
Interest Bearing Deposits	816.65	796.76	768.63	758.71	728.86	702.83
Institutional Deposits	1,035	980.23	874.67	839.6	751.65	632.32
Non-Interest Bearing Deposits	362.99	373.74	384.33	477.19	438.83	354.47
Total Deposits	2,214	2,151	2,028	2,076	1,919	1,690
Short-Term Borrowings	51.29	60.8	97.13	100.59	48.02	56.95
Current Portion of Leases	0.1	0.32	-	-	-	-
Accrued Interest Payable	-	3.03	2.21	1.34	-	-
Other Current Liabilities	-	1.99	1.99	-	-	-
Federal Home Loan Bank Debt, Long-Term	85	75	50	40.21	18.26	29.07
Long-Term Leases	1.11	0.63	1.1	1.45	-	-
Trust Preferred Securities	15.47	15.47	15.35	15.19	15.04	14.88
Pension & Post-Retirement Benefits	4.09	4.06	4	3.72	3.54	3.36
Other Long-Term Liabilities	16.76	11.49	8.76	10.91	10.54	17.47
Total Liabilities	2,388	2,324	2,208	2,249	2,015	1,811
Common Stock	4.1	4.1	4.1	4.1	4.1	4.1
Retained Earnings	248.14	233.8	222.52	211.81	192.18	172.81
Treasury Stock	-12.34	-10.01	-8.11	-7.33	-6.84	-6.5
Comprehensive Income & Other	-28.17	-47.26	-37.78	-55.22	42.07	54.89
Total Common Equity	211.73	180.63	180.72	153.36	231.51	225.29
Minority Interest	2.06	2.06	2.06	2.06	2.06	2.06
Shareholders' Equity	213.78	182.69	182.78	155.41	233.57	227.34
Total Liabilities & Equity	2,602	2,506	2,391	2,404	2,248	2,039
Total Debt	152.97	152.21	163.58	157.44	81.32	100.9
Net Cash (Debt)	-114.96	-90.86	-101.65	-98.8	-26.78	-59.12
Net Cash Per Share	-29.98	-23.51	-26.01	-25.28	-6.83	-15.03
Filing Date Shares Outstanding	3.82	3.86	3.9	3.91	3.92	3.93
Total Common Shares Outstanding	3.82	3.86	3.9	3.91	3.92	3.93
Book Value Per Share	55.36	46.77	46.34	39.19	59.05	57.39
Tangible Book Value	189.39	158.29	158.27	130.75	208.72	202.3
Tangible Book Value Per Share	49.52	40.98	40.58	33.42	53.23	51.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.