First Citizens Bancshares, Inc. (FIZN)
OTCMKTS · Delayed Price · Currency is USD
71.30
-4.70 (-6.18%)
At close: Dec 10, 2025

First Citizens Bancshares Statistics

Total Valuation

FIZN has a market cap or net worth of 272.69 million.

Market Cap272.69M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Monday, March 2, 2026.

Earnings Date Mar 2, 2026
Ex-Dividend Date Dec 1, 2025

Share Statistics

FIZN has 3.82 million shares outstanding. The number of shares has decreased by -1.42% in one year.

Current Share Class 3.70M
Shares Outstanding 3.82M
Shares Change (YoY) -1.42%
Shares Change (QoQ) -0.32%
Owned by Insiders (%) 10.83%
Owned by Institutions (%) 2.51%
Float 3.27M

Valuation Ratios

The trailing PE ratio is 11.59.

PE Ratio 11.59
Forward PE n/a
PS Ratio 3.39
PB Ratio 1.28
P/TBV Ratio 1.44
P/FCF Ratio 10.19
P/OCF Ratio 9.94
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.72
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.56%.

Return on Equity (ROE) 11.56%
Return on Assets (ROA) 0.94%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 265,739
Profits Per Employee 78,033
Employee Count 303
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FIZN has paid 3.15 million in taxes.

Income Tax 3.15M
Effective Tax Rate 11.71%

Stock Price Statistics

The stock price has increased by +26.76% in the last 52 weeks. The beta is 0.08, so FIZN's price volatility has been lower than the market average.

Beta (5Y) 0.08
52-Week Price Change +26.76%
50-Day Moving Average 60.10
200-Day Moving Average n/a
Relative Strength Index (RSI) 59.12
Average Volume (20 Days) 826

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.67

Income Statement

In the last 12 months, FIZN had revenue of 80.52 million and earned 23.64 million in profits. Earnings per share was 6.15.

Revenue80.52M
Gross Profit 80.52M
Operating Income 28.35M
Pretax Income 26.92M
Net Income 23.64M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 6.15
Full Income Statement

Balance Sheet

The company has 38.02 million in cash and 152.97 million in debt, with a net cash position of -114.96 million or -30.06 per share.

Cash & Cash Equivalents 38.02M
Total Debt 152.97M
Net Cash -114.96M
Net Cash Per Share -30.06
Equity (Book Value) 213.78M
Book Value Per Share 55.36
Working Capital -2.19B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 27.44 million and capital expenditures -693,000, giving a free cash flow of 26.75 million.

Operating Cash Flow 27.44M
Capital Expenditures -693,000
Free Cash Flow 26.75M
FCF Per Share 6.99
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.21%
Pretax Margin 33.43%
Profit Margin 29.36%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 33.22%

Dividends & Yields

This stock pays an annual dividend of 1.90, which amounts to a dividend yield of 2.66%.

Dividend Per Share 1.90
Dividend Yield 2.66%
Dividend Growth (YoY) 18.75%
Years of Dividend Growth 2
Payout Ratio 26.04%
Buyback Yield 1.42%
Shareholder Yield 4.08%
Earnings Yield 8.67%
FCF Yield 9.81%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4