FMCC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	129,820	117,877	105,363	83,458	61,527
Total Interest Expense	108,417	98,140	86,821	65,453	43,947
Net Interest Income	21,403	19,737	18,542	18,005	17,580
Gain (Loss) on Sale of Investments	-209	2,076	707	1,969	2,746
Other Revenue	2,077	2,099	1,980	1,290	1,625
Revenue Before Loan Losses	23,271	23,912	21,229	21,264	21,951
Provision for Loan Losses	1,290	476	-872	1,841	-1,041
Revenue	21,981	23,436	22,101	19,423	22,992
Revenue Growth (YoY)	-6.21%	6.04%	13.79%	-15.52%	51.19%
Salaries & Employee Benefits	1,711	1,677	1,606	1,509	1,398
Cost of Services Provided	1,175	1,166	1,189	1,079	-
Other Operating Expenses	5,734	5,815	6,107	5,231	6,395
Total Operating Expenses	8,620	8,658	8,902	7,819	7,793
Operating Income	13,361	14,778	13,199	11,604	15,199
EBT Excluding Unusual Items	13,361	14,778	13,199	11,604	15,199
Pretax Income	13,361	14,778	13,199	11,604	15,199
Income Tax Expense	2,630	2,920	2,661	2,277	3,090
Net Income	10,731	11,858	10,538	9,327	12,109
Preferred Dividends & Other Adjustments	10,809	11,853	10,704	8,985	11,620
Net Income to Common	-78	5	-166	342	489
Net Income Growth	-9.50%	12.53%	12.98%	-22.98%	65.29%
Shares Outstanding (Basic)	3,234	3,234	3,234	3,234	3,234
Shares Outstanding (Diluted)	3,234	3,234	3,234	3,234	3,234
EPS (Basic)	-0.02	0.00	-0.05	0.11	0.15
EPS (Diluted)	-0.02	0.00	-0.05	0.11	0.15
EPS Growth	-	-	-	-30.06%	1297.20%
Operating Margin	60.78%	63.06%	59.72%	59.74%	66.11%
Profit Margin	-0.36%	0.02%	-0.75%	1.76%	2.13%
Effective Tax Rate	19.68%	19.76%	20.16%	19.62%	20.33%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.