FMCC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	127,007	117,877	105,363	83,458	61,527	62,340
Total Interest Expense	106,100	98,140	86,821	65,453	43,947	49,569
Net Interest Income	20,907	19,737	18,542	18,005	17,580	12,771
Gain (Loss) on Sale of Investments	953	2,076	707	1,969	2,746	1,813
Other Revenue	1,976	2,099	1,980	1,290	1,625	2,075
Revenue Before Loan Losses	23,836	23,912	21,229	21,264	21,951	16,659
Provision for Loan Losses	1,330	476	-872	1,841	-1,041	1,452
Revenue	22,506	23,436	22,101	19,423	22,992	15,207
Revenue Growth (YoY)	-2.31%	6.04%	13.79%	-15.52%	51.19%	2.58%
Salaries & Employee Benefits	1,711	1,677	1,606	1,509	1,398	1,344
Cost of Services Provided	1,178	1,166	1,189	1,079	-	-
Other Operating Expenses	5,692	5,815	6,107	5,231	6,395	4,634
Total Operating Expenses	8,581	8,658	8,902	7,819	7,793	5,978
Operating Income	13,925	14,778	13,199	11,604	15,199	9,229
EBT Excluding Unusual Items	13,925	14,778	13,199	11,604	15,199	9,229
Pretax Income	13,925	14,778	13,199	11,604	15,199	9,229
Income Tax Expense	2,749	2,920	2,661	2,277	3,090	1,903
Net Income	11,176	11,858	10,538	9,327	12,109	7,326
Preferred Dividends & Other Adjustments	11,210	11,853	10,704	8,985	11,620	7,291
Net Income to Common	-34	5	-166	342	489	35
Net Income Growth	-3.24%	12.53%	12.98%	-22.98%	65.29%	1.55%
Shares Outstanding (Basic)	3,234	3,234	3,234	3,234	3,234	3,234
Shares Outstanding (Diluted)	3,234	3,234	3,234	3,234	3,234	3,234
EPS (Basic)	-0.01	0.00	-0.05	0.11	0.15	0.01
EPS (Diluted)	-0.01	0.00	-0.05	0.11	0.15	0.01
EPS Growth	-	-	-	-30.06%	1297.20%	-
Operating Margin	61.87%	63.06%	59.72%	59.74%	66.11%	60.69%
Profit Margin	-0.15%	0.02%	-0.75%	1.76%	2.13%	0.23%
Effective Tax Rate	19.74%	19.76%	20.16%	19.62%	20.33%	20.62%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.