FineMark Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	311.95	366.8	369.06	18.37	261.75	227.92	Upgrade
Investment Securities	757.47	758.6	904.88	978.34	820.34	478.73	Upgrade
Mortgage-Backed Securities	-	129.65	130.75	135.64	157.88	175.41	Upgrade
Total Investments	757.47	888.25	1,036	1,114	978.23	654.14	Upgrade
Gross Loans	2,655	2,696	2,517	2,251	2,017	1,871	Upgrade
Allowance for Loan Losses	-23.11	-23.58	-23.47	-23.17	-20.28	-20.78	Upgrade
Net Loans	2,632	2,672	2,494	2,228	1,996	1,850	Upgrade
Property, Plant & Equipment	49.26	48.65	51.21	53.83	53.49	48.98	Upgrade
Accrued Interest Receivable	12.7	13.64	13.06	10.22	7.22	7.6	Upgrade
Long-Term Deferred Tax Assets	12.49	15.83	21.15	29.96	4.92	-	Upgrade
Other Long-Term Assets	92.68	89.97	99.86	85.91	63.91	46.33	Upgrade
Total Assets	3,888	4,115	4,101	3,554	3,377	2,851	Upgrade
Interest Bearing Deposits	2,361	2,398	1,996	2,138	2,172	1,814	Upgrade
Institutional Deposits	-	191	266.4	27.8	40.7	58.8	Upgrade
Non-Interest Bearing Deposits	696.64	668.04	629.98	652.67	521.46	352.28	Upgrade
Total Deposits	3,058	3,257	2,892	2,818	2,734	2,225	Upgrade
Short-Term Borrowings	-	0.81	502.48	117	1.87	6.75	Upgrade
Current Portion of Long-Term Debt	-	-	45	276.1	-	-	Upgrade
Current Portion of Leases	-	2.27	-	-	-	-	Upgrade
Other Current Liabilities	7.28	23.34	6.26	13.31	9.42	5.88	Upgrade
Long-Term Debt	79.49	105.49	58.87	34.99	40.92	50.71	Upgrade
Federal Home Loan Bank Debt, Long-Term	350	350	260	10	264.02	334.27	Upgrade
Long-Term Leases	7.61	8.18	11.49	12.9	11.31	7.85	Upgrade
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.2	Upgrade
Other Long-Term Liabilities	13.03	12.31	28.35	11.27	10.48	9.74	Upgrade
Total Liabilities	3,515	3,760	3,804	3,294	3,072	2,640	Upgrade
Common Stock	0.12	0.12	0.12	0.12	0.12	0.09	Upgrade
Additional Paid-In Capital	253.59	251.32	215.5	210.95	205.91	122.63	Upgrade
Retained Earnings	144.13	137.66	132.59	127.51	105.15	80.12	Upgrade
Comprehensive Income & Other	-24.83	-34.07	-51.91	-78.28	-6.11	8.22	Upgrade
Total Common Equity	373.01	355.04	296.29	260.31	305.06	211.06	Upgrade
Shareholders' Equity	373.01	355.04	296.29	260.31	305.06	211.06	Upgrade
Total Liabilities & Equity	3,888	4,115	4,101	3,554	3,377	2,851	Upgrade
Total Debt	437.1	466.74	877.84	450.99	318.12	399.58	Upgrade
Net Cash (Debt)	-125.15	-99.94	-508.78	-432.62	-56.37	-171.66	Upgrade
Net Cash Per Share	-10.06	-8.22	-42.63	-36.51	-5.38	-18.90	Upgrade
Filing Date Shares Outstanding	12.28	12.15	11.93	11.77	11.6	8.96	Upgrade
Total Common Shares Outstanding	12.28	12.15	11.93	11.77	11.6	8.96	Upgrade
Book Value Per Share	30.37	29.22	24.83	22.11	26.29	23.57	Upgrade
Tangible Book Value	373.01	355.04	296.29	260.31	305.06	211.06	Upgrade
Tangible Book Value Per Share	30.37	29.22	24.83	22.11	26.29	23.57	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.