First National Financial Corporation (FNLIF)

First National Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 22, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,771	1,681	1,743	1,614	1,969	1,952
Market Cap Growth	-3.46%	-3.53%	8.00%	-18.06%	0.88%	10.88%
PE Ratio	14.61	12.13	9.24	11.22	12.99	13.28
PS Ratio	3.91	3.54	3.06	3.13	3.59	4.02
PB Ratio	3.56	3.28	3.12	3.13	4.32	4.36
P/FCF Ratio	-	-	-	4.40	-	-
P/OCF Ratio	-	-	-	4.29	-	-
Debt / Equity Ratio	71.34	67.74	60.71	61.12	71.77	67.76
Debt / FCF Ratio	-	-	-	85.99	-	-
Quick Ratio	11.60	10.31	10.12	9.50	8.93	11.10
Current Ratio	11.84	10.53	10.29	9.68	9.13	11.33
Asset Turnover	0.01	0.01	0.02	0.02	0.02	0.02
Return on Equity (ROE)	24.01%	27.56%	35.19%	30.98%	33.89%	33.60%
Return on Assets (ROA)	0.36%	0.42%	0.56%	0.46%	0.48%	0.49%
Earnings Yield	6.85%	8.41%	10.98%	9.05%	7.81%	7.65%
Earnings Yield	6.85%	8.41%	10.98%	9.05%	7.81%	7.65%
FCF Yield	-29.73%	-31.75%	-4.77%	22.75%	-17.45%	-10.08%
Dividend Yield	7.70%	6.30%	7.03%	8.93%	7.03%	6.72%
Payout Ratio	102.10%	89.05%	76.30%	72.83%	70.86%	79.18%
Total Shareholder Return	7.70%	6.30%	7.03%	8.93%	7.03%	6.72%

Updated Mar 4, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.