First Northern Community Bancorp (FNRN)

FNRN Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	111.72	119.45	149.21	187.42	345.93	267.18
Investment Securities	278.44	284.89	273.65	307	248.08	195.25
Mortgage-Backed Securities	374.31	365.03	318.42	332.04	397.41	256.75
Total Investments	652.75	649.93	592.07	639.04	645.49	452
Gross Loans	1,057	1,063	1,069	984.93	867.9	893.21
Allowance for Loan Losses	-16.54	-15.89	-16.6	-14.79	-13.95	-15.42
Other Adjustments to Gross Loans	-	-	-	-	-1.23	-1.97
Net Loans	1,041	1,047	1,052	970.14	852.72	875.83
Property, Plant & Equipment	10.79	12.4	14.04	11.03	11.69	12.43
Other Intangible Assets	3.13	3.32	4.14	-	-	-
Loans Held for Sale	0.42	-	-	-	1.06	9.19
Accrued Interest Receivable	7	7.66	6.81	5.75	4.57	5.1
Other Current Assets	-	5.18	5.87	7.13	5.69	5.81
Long-Term Deferred Tax Assets	-	19.04	19.59	24.18	5.66	2.93
Other Real Estate Owned & Foreclosed	1.24	-	-	-	-	-
Other Long-Term Assets	37.35	17.37	17.12	17.25	19.19	18.43
Total Assets	1,876	1,892	1,872	1,871	1,899	1,655
Interest Bearing Deposits	937.66	943.29	921.32	942.46	896.89	817.98
Institutional Deposits	42.02	41.37	26.32	9.24	11	14.64
Non-Interest Bearing Deposits	695.13	715.42	744.8	775.17	820.41	645.54
Total Deposits	1,675	1,700	1,692	1,727	1,728	1,478
Current Portion of Leases	0.79	1.05	-	-	-	-
Accrued Interest Payable	9.68	1.22	1.57	0.09	0.04	0.06
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	5
Long-Term Leases	2.61	2.59	4.59	5.42	5.66	6.45
Pension & Post-Retirement Benefits	-	4.9	5.3	5.54	5.28	4.93
Other Long-Term Liabilities	-	5.54	8.69	8.4	8.89	10.12
Total Liabilities	1,688	1,715	1,713	1,746	1,748	1,505
Common Stock	127.18	127.9	123.24	116.1	109.79	107.53
Additional Paid-In Capital	0.98	0.98	0.98	0.98	0.98	0.98
Retained Earnings	84.62	81.3	68.76	54.49	44.34	37.12
Comprehensive Income & Other	-24.97	-33.85	-33.73	-46.53	-4.2	5.04
Total Common Equity	187.81	176.33	159.25	125.04	150.91	150.66
Shareholders' Equity	187.81	176.33	159.25	125.04	150.91	150.66
Total Liabilities & Equity	1,876	1,892	1,872	1,871	1,899	1,655
Total Debt	3.41	3.65	4.59	5.42	5.66	11.45
Net Cash (Debt)	123.89	131.88	164.34	202.94	353.54	272.65
Net Cash Growth	-38.29%	-19.75%	-19.02%	-42.60%	29.67%	129.68%
Net Cash Per Share	7.72	8.19	10.22	12.67	21.48	16.54
Filing Date Shares Outstanding	15.9	15.18	15.57	15.48	15.36	15.83
Total Common Shares Outstanding	15.9	15.94	16.26	16.15	16.03	16.57
Book Value Per Share	11.81	11.06	9.80	7.74	9.41	9.09
Tangible Book Value	184.67	173.01	155.1	125.04	150.91	150.66
Tangible Book Value Per Share	11.62	10.85	9.54	7.74	9.41	9.09

Updated Mar 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.