First Northern Community Bancorp (FNRN)

FNRN Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	181.78	149.21	187.42	345.93	267.18	111.49
Investment Securities	577.93	273.65	307	248.08	195.25	138.9
Mortgage-Backed Securities	-	318.42	332.04	397.41	256.75	218.7
Total Investments	577.93	592.07	639.04	645.49	452	357.6
Gross Loans	1,066	1,069	984.93	867.9	893.21	781.23
Allowance for Loan Losses	-17.02	-16.6	-14.79	-13.95	-15.42	-12.36
Other Adjustments to Gross Loans	-	-	-	-1.23	-1.97	-
Net Loans	1,049	1,052	970.14	852.72	875.83	768.87
Property, Plant & Equipment	13.11	14.04	11.03	11.69	12.43	13.56
Other Intangible Assets	3.73	4.14	-	-	-	-
Loans Held for Sale	-	-	-	1.06	9.19	4.13
Accrued Interest Receivable	7.11	6.81	5.75	4.57	5.1	4.3
Other Current Assets	-	5.87	7.13	5.69	5.81	4.39
Long-Term Deferred Tax Assets	-	19.59	24.18	5.66	2.93	3.48
Other Long-Term Assets	44.42	17.12	17.25	19.19	18.43	18.21
Total Assets	1,888	1,872	1,871	1,899	1,655	1,293
Interest Bearing Deposits	926.23	921.32	942.46	896.89	817.98	699.66
Institutional Deposits	34.82	26.32	9.24	11	14.64	15.88
Non-Interest Bearing Deposits	746	744.8	775.17	820.41	645.54	423.1
Total Deposits	1,707	1,692	1,727	1,728	1,478	1,139
Current Portion of Leases	0.48	1.04	-	-	-	-
Accrued Interest Payable	11.15	1.57	0.09	0.04	0.06	0.09
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	5	-
Long-Term Leases	3.6	3.55	5.42	5.66	6.45	7.48
Pension & Post-Retirement Benefits	-	5.48	5.54	5.28	4.93	4.69
Other Long-Term Liabilities	-	8.52	8.4	8.89	10.12	8.78
Total Liabilities	1,722	1,713	1,746	1,748	1,505	1,160
Common Stock	122.78	123.24	116.1	109.79	107.53	100.19
Additional Paid-In Capital	0.98	0.98	0.98	0.98	0.98	0.98
Retained Earnings	77.13	68.76	54.49	44.34	37.12	31.62
Comprehensive Income & Other	-35.15	-33.73	-46.53	-4.2	5.04	0.13
Total Common Equity	165.73	159.25	125.04	150.91	150.66	132.92
Shareholders' Equity	165.73	159.25	125.04	150.91	150.66	132.92
Total Liabilities & Equity	1,888	1,872	1,871	1,899	1,655	1,293
Total Debt	4.08	4.59	5.42	5.66	11.45	7.48
Net Cash (Debt)	194.56	164.34	202.94	353.54	272.65	118.71
Net Cash Growth	-11.91%	-19.02%	-42.60%	29.67%	129.67%	-3.98%
Net Cash Per Share	12.65	10.72	13.30	22.56	17.37	7.55
Filing Date Shares Outstanding	15.4	14.83	14.74	14.63	15.08	15.75
Total Common Shares Outstanding	15.42	15.48	15.39	15.27	15.78	15.7
Book Value Per Share	10.75	10.29	8.13	9.88	9.55	8.46
Tangible Book Value	162	155.1	125.04	150.91	150.66	132.92
Tangible Book Value Per Share	10.51	10.02	8.13	9.88	9.55	8.46

Source: S&P Capital IQ. Banks template. Financial Sources.