First Northern Community Bancorp (FNRN)

FNRN Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	149.51	119.45	149.21	187.42	345.93	267.18
Investment Securities	261.7	284.89	273.65	307	248.08	195.25
Mortgage-Backed Securities	352.7	365.03	318.42	332.04	397.41	256.75
Total Investments	614.39	649.93	592.07	639.04	645.49	452
Gross Loans	1,072	1,063	1,069	984.93	867.9	893.21
Allowance for Loan Losses	-15.7	-15.89	-16.6	-14.79	-13.95	-15.42
Other Adjustments to Gross Loans	-	-	-	-	-1.23	-1.97
Net Loans	1,056	1,047	1,052	970.14	852.72	875.83
Property, Plant & Equipment	13.55	12.4	14.04	11.03	11.69	12.43
Other Intangible Assets	2.77	3.32	4.14	-	-	-
Loans Held for Sale	-	-	-	-	1.06	9.19
Accrued Interest Receivable	7.49	7.66	6.81	5.75	4.57	5.1
Other Current Assets	-	5.18	5.87	7.13	5.69	5.81
Long-Term Deferred Tax Assets	-	19.04	19.59	24.18	5.66	2.93
Other Real Estate Owned & Foreclosed	1.24	-	-	-	-	-
Other Long-Term Assets	52.42	17.37	17.12	17.25	19.19	18.43
Total Assets	1,908	1,892	1,872	1,871	1,899	1,655
Interest Bearing Deposits	932.28	943.29	921.32	942.46	896.89	817.98
Institutional Deposits	54.05	41.37	26.32	9.24	11	14.64
Non-Interest Bearing Deposits	700.09	715.42	744.8	775.17	820.41	645.54
Total Deposits	1,686	1,700	1,692	1,727	1,728	1,478
Current Portion of Leases	0.31	1.05	-	-	-	-
Accrued Interest Payable	0.65	1.22	1.57	0.09	0.04	0.06
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	5
Long-Term Leases	5.13	2.59	4.59	5.42	5.66	6.45
Pension & Post-Retirement Benefits	-	4.9	5.3	5.54	5.28	4.93
Other Long-Term Liabilities	10.94	5.54	8.69	8.4	8.89	10.12
Total Liabilities	1,703	1,715	1,713	1,746	1,748	1,505
Common Stock	125.61	127.9	123.24	116.1	109.79	107.53
Additional Paid-In Capital	0.98	0.98	0.98	0.98	0.98	0.98
Retained Earnings	96.09	81.3	68.76	54.49	44.34	37.12
Comprehensive Income & Other	-17.91	-33.85	-33.73	-46.53	-4.2	5.04
Total Common Equity	204.77	176.33	159.25	125.04	150.91	150.66
Shareholders' Equity	204.77	176.33	159.25	125.04	150.91	150.66
Total Liabilities & Equity	1,908	1,892	1,872	1,871	1,899	1,655
Total Debt	5.44	3.65	4.59	5.42	5.66	11.45
Net Cash (Debt)	156.96	131.88	164.34	202.94	353.54	272.65
Net Cash Growth	-12.45%	-19.75%	-19.02%	-42.60%	29.67%	129.68%
Net Cash Per Share	9.90	8.19	10.22	12.67	21.48	16.54
Filing Date Shares Outstanding	15.72	15.18	15.57	15.48	15.36	15.83
Total Common Shares Outstanding	15.72	15.94	16.26	16.15	16.03	16.57
Book Value Per Share	13.03	11.06	9.80	7.74	9.41	9.09
Tangible Book Value	202	173.01	155.1	125.04	150.91	150.66
Tangible Book Value Per Share	12.85	10.85	9.54	7.74	9.41	9.09

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.