First Northern Community Bancorp (FNRN)

FNRN Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 26, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	152	132	113	136	131	141
Market Cap Growth	13.10%	16.36%	-17.11%	3.98%	-7.25%	8.76%
Last Close Price	9.95	8.50	7.35	8.85	8.31	9.01
PE Ratio	7.27	6.10	7.12	9.61	10.78	9.61
PS Ratio	2.08	1.83	1.86	2.45	2.52	2.60
PB Ratio	0.83	0.83	0.90	0.90	0.87	1.06
P/FCF Ratio	10.04	5.04	5.27	5.57	11.18	9.12
P/OCF Ratio	10.20	4.82	5.19	5.40	10.42	8.54
Debt / Equity Ratio	0.02	0.03	0.04	0.04	0.08	0.06
Debt / FCF Ratio	0.26	0.18	0.25	0.23	0.98	0.48
Return on Equity (ROE)	13.23%	15.16%	11.51%	9.41%	8.58%	12.00%
Return on Assets (ROA)	1.10%	1.15%	0.84%	0.80%	0.83%	1.16%
Earnings Yield	13.76%	16.39%	14.05%	10.40%	9.27%	10.41%
FCF Yield	9.96%	19.83%	18.96%	17.95%	8.94%	10.97%
Payout Ratio	0.03%	0.03%	0.05%	0.06%	0.07%	0.05%
Buyback Yield / Dilution	-0.73%	-0.49%	2.66%	0.18%	0.13%	-0.09%
Total Shareholder Return	-0.73%	-0.49%	2.66%	0.18%	0.13%	-0.09%

Source: S&P Capital IQ. Banks template. Financial Sources.