First Northern Community Bancorp (FNRN)

FNRN Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 29, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	210	152	132	113	136	131
Market Cap Growth	38.19%	15.41%	16.36%	-17.11%	3.98%	-7.25%
Last Close Price	13.38	9.51	8.09	7.00	8.43	7.91
PE Ratio	10.13	7.58	6.10	7.12	9.61	10.79
PS Ratio	2.92	2.15	1.83	1.86	2.45	2.52
PB Ratio	1.03	0.86	0.83	0.90	0.90	0.87
P/FCF Ratio	49.36	7.91	5.04	5.27	5.57	11.18
P/OCF Ratio	37.21	7.77	4.82	5.19	5.40	10.42
Debt / Equity Ratio	0.03	0.02	0.03	0.04	0.04	0.08
Debt / FCF Ratio	1.28	0.19	0.18	0.25	0.23	0.98
Return on Equity (ROE)	10.86%	11.94%	15.16%	11.51%	9.41%	8.58%
Return on Assets (ROA)	1.09%	1.06%	1.15%	0.84%	0.80%	0.83%
Earnings Yield	9.99%	13.20%	16.39%	14.05%	10.40%	9.27%
FCF Yield	2.03%	12.65%	19.83%	18.96%	17.95%	8.94%
Payout Ratio	0.04%	0.03%	0.03%	0.05%	0.06%	0.07%
Buyback Yield / Dilution	1.71%	-0.16%	-0.40%	2.66%	0.18%	0.13%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.