First Northern Community Bancorp (FNRN)

FNRN Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 24, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	151	152	132	113	136	131
Market Cap Growth	15.41%	15.41%	16.36%	-17.11%	3.98%	-7.25%
Last Close Price	9.93	9.51	8.09	7.00	8.43	7.91
PE Ratio	8.01	7.58	6.10	7.12	9.61	10.79
PS Ratio	2.13	2.15	1.83	1.86	2.45	2.52
PB Ratio	0.86	0.86	0.83	0.90	0.90	0.87
P/FCF Ratio	7.86	7.91	5.04	5.27	5.57	11.18
P/OCF Ratio	7.72	7.77	4.82	5.19	5.40	10.42
Debt / Equity Ratio	0.02	0.02	0.03	0.04	0.04	0.08
Debt / FCF Ratio	0.19	0.19	0.18	0.25	0.23	0.98
Return on Equity (ROE)	11.94%	11.94%	15.16%	11.51%	9.41%	8.58%
Return on Assets (ROA)	1.06%	1.06%	1.15%	0.84%	0.80%	0.83%
Earnings Yield	13.29%	13.20%	16.39%	14.05%	10.40%	9.27%
FCF Yield	12.73%	12.65%	19.83%	18.96%	17.95%	8.94%
Payout Ratio	0.03%	0.03%	0.03%	0.05%	0.06%	0.07%
Buyback Yield / Dilution	-0.16%	-0.16%	-0.40%	2.66%	0.18%	0.13%

Updated Mar 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.