First Northern Community Bancorp (FNRN)
OTCMKTS · Delayed Price · Currency is USD
15.85
+1.70 (12.01%)
At close: Mar 25, 2026

FNRN Statistics

Total Valuation

FNRN has a market cap or net worth of 260.89 million.

Market Cap260.89M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, April 29, 2026.

Earnings Date Apr 29, 2026
Ex-Dividend Date n/a

Share Statistics

FNRN has 16.46 million shares outstanding. The number of shares has decreased by -1.87% in one year.

Current Share Class 16.46M
Shares Outstanding 16.46M
Shares Change (YoY) -1.87%
Shares Change (QoQ) +4.79%
Owned by Insiders (%) 10.28%
Owned by Institutions (%) 2.17%
Float 10.98M

Valuation Ratios

The trailing PE ratio is 12.48.

PE Ratio 12.48
Forward PE n/a
PS Ratio 3.55
PB Ratio 1.23
P/TBV Ratio 1.26
P/FCF Ratio 50.19
P/OCF Ratio 37.82
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.11
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.88%.

Return on Equity (ROE) 10.88%
Return on Assets (ROA) 1.11%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.49%
Revenue Per Employee 360,632
Profits Per Employee 103,569
Employee Count204
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FNRN has paid 6.28 million in taxes.

Income Tax 6.28M
Effective Tax Rate 22.90%

Stock Price Statistics

The stock price has increased by +45.60% in the last 52 weeks. The beta is 0.06, so FNRN's price volatility has been lower than the market average.

Beta (5Y) 0.06
52-Week Price Change +45.60%
50-Day Moving Average 13.48
200-Day Moving Average 11.64
Relative Strength Index (RSI) 72.39
Average Volume (20 Days) 5,680

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.15

Income Statement

In the last 12 months, FNRN had revenue of 73.57 million and earned 21.13 million in profits. Earnings per share was 1.27.

Revenue73.57M
Gross Profit 73.57M
Operating Income 28.14M
Pretax Income 27.41M
Net Income 21.13M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.27
Full Income Statement

Balance Sheet

The company has 155.73 million in cash and 5.80 million in debt, with a net cash position of 149.94 million or 9.11 per share.

Cash & Cash Equivalents 155.73M
Total Debt 5.80M
Net Cash 149.94M
Net Cash Per Share 9.11
Equity (Book Value) 212.02M
Book Value Per Share 12.92
Working Capital -1.50B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 6.90 million and capital expenditures -1.70 million, giving a free cash flow of 5.20 million.

Operating Cash Flow 6.90M
Capital Expenditures -1.70M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 5.20M
FCF Per Share 0.32
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 38.24%
Pretax Margin 37.25%
Profit Margin 28.72%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 7.07%

Dividends & Yields

FNRN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 0.04%
Buyback Yield 1.87%
Shareholder Yield 1.87%
Earnings Yield 8.10%
FCF Yield 1.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 27, 2026. It was a forward split with a ratio of 1.05.

Last Split Date Feb 27, 2026
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 3