First Northern Community Bancorp (FNRN)
OTCMKTS · Delayed Price · Currency is USD
13.38
+0.03 (0.22%)
At close: Dec 30, 2025

FNRN Statistics

Total Valuation

FNRN has a market cap or net worth of 210.22 million.

Market Cap210.22M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date Jan 30, 2026
Ex-Dividend Date n/a

Share Statistics

FNRN has 15.71 million shares outstanding. The number of shares has decreased by -1.71% in one year.

Current Share Class 15.71M
Shares Outstanding 15.71M
Shares Change (YoY) -1.71%
Shares Change (QoQ) -0.21%
Owned by Insiders (%) 9.90%
Owned by Institutions (%) 2.94%
Float 11.29M

Valuation Ratios

The trailing PE ratio is 10.13.

PE Ratio 10.13
Forward PE n/a
PS Ratio 2.92
PB Ratio 1.03
P/TBV Ratio 1.04
P/FCF Ratio 49.36
P/OCF Ratio 37.21
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.28
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.86%.

Return on Equity (ROE) 10.86%
Return on Assets (ROA) 1.09%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 385,053
Profits Per Employee 112,278
Employee Count187
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FNRN has paid 6.27 million in taxes.

Income Tax 6.27M
Effective Tax Rate 23.01%

Stock Price Statistics

The stock price has increased by +40.88% in the last 52 weeks. The beta is 0.09, so FNRN's price volatility has been lower than the market average.

Beta (5Y) 0.09
52-Week Price Change +40.88%
50-Day Moving Average 13.20
200-Day Moving Average 11.10
Relative Strength Index (RSI) 54.50
Average Volume (20 Days) 12,778

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.01

Income Statement

In the last 12 months, FNRN had revenue of 72.01 million and earned 21.00 million in profits. Earnings per share was 1.32.

Revenue72.01M
Gross Profit 72.01M
Operating Income 28.02M
Pretax Income 27.27M
Net Income 21.00M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.32
Full Income Statement

Balance Sheet

The company has 162.40 million in cash and 5.44 million in debt, giving a net cash position of 156.96 million or 9.99 per share.

Cash & Cash Equivalents 162.40M
Total Debt 5.44M
Net Cash 156.96M
Net Cash Per Share 9.99
Equity (Book Value) 204.77M
Book Value Per Share 13.03
Working Capital -1.52B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 5.65 million and capital expenditures -1.39 million, giving a free cash flow of 4.26 million.

Operating Cash Flow 5.65M
Capital Expenditures -1.39M
Free Cash Flow 4.26M
FCF Per Share 0.27
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 38.92%
Pretax Margin 37.87%
Profit Margin 29.16%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 5.91%

Dividends & Yields

FNRN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 0.04%
Buyback Yield 1.71%
Shareholder Yield 1.71%
Earnings Yield 9.99%
FCF Yield 2.03%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 28, 2025. It was a forward split with a ratio of 1.05.

Last Split Date Feb 28, 2025
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 3