First Robinson Financial Corporation (FRFC)

First Robinson Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2026	FY 2025	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Mar 31, 2025	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023
Interest Income on Loans	18.15	16.47	16.28	14.61	10.47
Interest Income on Investments	4.06	4	3.91	3.56	3.43
Total Interest Income	22.22	20.47	20.2	18.17	13.89
Interest Paid on Deposits	5.79	6.55	6.37	4.7	2.22
Interest Paid on Borrowings	1.2	1.49	2.01	3.24	1.15
Total Interest Expense	6.99	8.04	8.37	7.93	3.37
Net Interest Income	15.23	12.43	11.82	10.24	10.52
Net Interest Income Growth (YoY)	22.47%	5.18%	15.47%	-2.67%	-3.16%
Gain (Loss) on Sale of Assets	-	0.01	0.01	0.01	-0.17
Other Non-Interest Income	2.05	1.87	1.9	1.85	1.78
Total Non-Interest Income	3.47	3.25	3.32	3.2	2.9
Non-Interest Income Growth (YoY)	6.83%	-1.99%	3.63%	10.39%	-31.34%
Revenues Before Loan Losses	18.7	15.68	15.14	13.44	13.42
Provision for Loan Losses	1.15	-0.18	-0.24	0.35	0.14
Revenue	17.55	15.86	15.37	13.09	13.28
Revenue Growth (YoY)	10.65%	3.18%	17.49%	-1.48%	-6.71%
Salaries and Employee Benefits	8.06	7.02	6.99	6.53	5.95
Occupancy Expenses	1.21	1.14	1.13	1.13	1.15
Federal Deposit Insurance	0.22	0.23	0.25	0.26	0.14
Selling, General & Administrative	1.83	1.87	1.83	1.76	1.69
Other Non-Interest Expense	0.83	0.79	0.82	0.82	0.82
Total Non-Interest Expense	12.21	11.07	11.05	10.54	9.82
EBT Excluding Unusual Items	5.35	4.79	4.33	2.54	3.46
Pretax Income	5.35	4.79	4.33	2.54	3.46
Income Tax Expense	1.4	1.13	1.03	0.63	0.87
Net Income	3.95	3.66	3.29	1.92	2.59
Net Income to Common	3.95	3.66	3.29	1.92	2.59
Net Income Growth	7.79%	11.14%	71.78%	-26.01%	-5.02%
Basic Shares Outstanding	0	1	1	1	1
Diluted Shares Outstanding	0	1	1	1	1
Shares Change (YoY)	-6.46%	4.91%	-6.52%	-0.08%	-0.22%
EPS (Basic)	7.98	7.29	6.54	3.73	5.03
EPS (Diluted)	7.98	6.93	6.54	3.56	4.80
EPS Growth	15.17%	6.00%	83.64%	-25.83%	-4.95%
Dividend Per Share	-	1.360	-	1.270	1.240
Dividend Growth	-	-	-	2.42%	0.81%
Effective Tax Rate	26.19%	23.57%	23.90%	24.59%	25.16%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.