First Robinson Financial Corporation (FRFC)

First Robinson Financial Balance Sheet

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	46.05	22.71	30.74	48.97	61.58
Investment Securities	110.11	132.61	139.04	143.7	94.44
Mortgage-Backed Securities	43.77	39.34	46.27	58.4	48.97
Total Investments	153.88	171.94	185.31	202.09	143.41
Gross Loans	260.21	254.08	240.11	205.12	208.82
Allowance for Loan Losses	-2.88	-2.92	-2.7	-2.47	-2.52
Other Adjustments to Gross Loans	-0.03	-0.02	-3.9	-4.64	-4.79
Net Loans	257.3	251.14	233.51	198.01	201.51
Property, Plant & Equipment	5.92	6.15	6.12	6.49	6.82
Loans Held for Sale	0.27	0.8	0.25	0.84	1.35
Accrued Interest Receivable	2.37	2.26	1.83	1.47	1.67
Other Current Assets	-	0.53	0.26	0.55	0.39
Long-Term Deferred Tax Assets	2.76	4.46	5.25	2.86	0.04
Other Real Estate Owned & Foreclosed	-	-	0.07	0.8	0.34
Other Long-Term Assets	9.08	8.8	8.65	8.62	7.97
Total Assets	477.64	468.79	471.99	470.69	425.07
Interest Bearing Deposits	223.25	225.82	221.18	241.15	241.71
Institutional Deposits	51.27	49.27	27.85	10.81	9.88
Non-Interest Bearing Deposits	121.17	109.12	120.89	140.97	120.67
Total Deposits	395.69	384.22	369.93	392.93	372.26
Short-Term Borrowings	43.56	52.49	72.16	43.51	14.83
Current Portion of Long-Term Debt	0.62	-	-	-	-
Current Income Taxes Payable	0.11	-	-	-	-
Accrued Interest Payable	0.66	0.67	0.49	0.15	0.16
Long-Term Debt	0.65	1.87	2.44	3	0.93
Long-Term Leases	-	-	0.1	0.1	0.11
Other Long-Term Liabilities	4.02	3.94	4.05	4.17	3.82
Total Liabilities	445.31	443.17	449.16	443.87	392.11
Common Stock	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	13.66	13.71	13.75	13.81	13.76
Retained Earnings	35.67	32.73	31.53	29.61	27.55
Treasury Stock	-10.93	-10.36	-10.33	-10.35	-9.61
Comprehensive Income & Other	-6.07	-10.46	-12.13	-6.26	1.26
Shareholders' Equity	32.33	25.62	22.83	26.82	32.97
Total Liabilities & Equity	477.64	468.79	471.99	470.69	425.07
Total Debt	44.83	54.36	74.7	46.62	15.87
Net Cash (Debt)	1.32	-31.64	-43.96	2.35	45.71
Net Cash Growth	-	-	-	-94.86%	305.85%
Net Cash Per Share	2.51	-0.06	-81.51	4.35	81.76
Filing Date Shares Outstanding	0.53	0.54	0.54	0.54	0.54
Total Common Shares Outstanding	0.53	0.54	0.54	0.54	0.55
Book Value Per Share	61.44	47.39	42.17	49.68	59.53
Tangible Book Value	32.33	25.62	22.83	26.82	32.97
Tangible Book Value Per Share	61.44	47.39	42.17	49.68	59.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.