First Robinson Financial Corporation (FRFC)

First Robinson Financial Balance Sheet

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	53.13	46.05	22.71	30.74	48.97	61.58
Investment Securities	135.52	110.11	132.61	139.04	143.7	94.44
Mortgage-Backed Securities	-	43.77	39.34	46.27	58.4	48.97
Total Investments	135.52	153.88	171.94	185.31	202.09	143.41
Gross Loans	290.57	260.21	254.08	240.11	205.12	208.82
Allowance for Loan Losses	-3.47	-2.88	-2.92	-2.7	-2.47	-2.52
Other Adjustments to Gross Loans	-	-0.03	-0.02	-3.9	-4.64	-4.79
Net Loans	287.1	257.3	251.14	233.51	198.01	201.51
Property, Plant & Equipment	5.79	5.92	6.15	6.12	6.49	6.82
Loans Held for Sale	1.39	0.27	0.8	0.25	0.84	1.35
Accrued Interest Receivable	2.69	2.37	2.26	1.83	1.47	1.67
Other Current Assets	0.36	-	0.53	0.26	0.55	0.39
Long-Term Deferred Tax Assets	1.95	2.76	4.46	5.25	2.86	0.04
Other Real Estate Owned & Foreclosed	-	-	-	0.07	0.8	0.34
Other Long-Term Assets	9.42	9.08	8.8	8.65	8.62	7.97
Total Assets	497.35	477.64	468.79	471.99	470.69	425.07
Interest Bearing Deposits	409.54	223.25	225.82	221.18	241.15	241.71
Institutional Deposits	-	51.27	49.27	27.85	10.81	9.88
Non-Interest Bearing Deposits	-	121.17	109.12	120.89	140.97	120.67
Total Deposits	409.54	395.69	384.22	369.93	392.93	372.26
Short-Term Borrowings	46.33	43.56	52.49	72.16	43.51	14.83
Current Portion of Long-Term Debt	-	0.62	-	-	-	-
Current Income Taxes Payable	-	0.11	-	-	-	-
Accrued Interest Payable	0.6	0.66	0.67	0.49	0.15	0.16
Long-Term Debt	0.96	0.65	1.87	2.44	3	0.93
Long-Term Leases	-	-	-	0.1	0.1	0.11
Other Long-Term Liabilities	3.95	4.02	3.94	4.05	4.17	3.82
Total Liabilities	461.37	445.31	443.17	449.16	443.87	392.11
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	13.63	13.66	13.71	13.75	13.81	13.76
Retained Earnings	37.41	35.67	32.73	31.53	29.61	27.55
Treasury Stock	-11.03	-10.93	-10.36	-10.33	-10.35	-9.61
Comprehensive Income & Other	-4.04	-6.07	-10.46	-12.13	-6.26	1.26
Shareholders' Equity	35.98	32.33	25.62	22.83	26.82	32.97
Total Liabilities & Equity	497.35	477.64	468.79	471.99	470.69	425.07
Total Debt	47.29	44.83	54.36	74.7	46.62	15.87
Net Cash (Debt)	5.94	1.32	-31.64	-43.96	2.35	45.71
Net Cash Growth	48.85%	-	-	-	-94.86%	305.85%
Net Cash Per Share	11.36	2.51	-58.73	-81.51	4.35	81.76
Filing Date Shares Outstanding	0.52	0.53	0.54	0.54	0.54	0.54
Total Common Shares Outstanding	0.52	0.53	0.54	0.54	0.54	0.55
Book Value Per Share	68.53	61.44	47.39	42.17	49.68	59.53
Tangible Book Value	35.98	32.33	25.62	22.83	26.82	32.97
Tangible Book Value Per Share	68.53	61.44	47.39	42.17	49.68	59.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.