First Robinson Financial Corporation (FRFC)

First Robinson Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2026	FY 2025	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Mar 31, 2025	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023
Cash & Equivalents	26.37	46.05	-	22.71	30.74
Investment Securities	148.75	110.11	-	132.61	139.04
Mortgage-Backed Securities	-	43.77	-	39.34	46.27
Total Investments	148.75	153.88	-	171.94	185.31
Gross Loans	308.72	260.21	-	254.08	240.11
Allowance for Loan Losses	-3.59	-2.88	-	-2.92	-2.7
Other Adjustments to Gross Loans	-	-0.03	-	-0.02	-3.9
Net Loans	305.12	257.3	-	251.14	233.51
Property, Plant & Equipment	5.84	5.92	-	6.15	6.12
Loans Held for Sale	1.27	0.27	-	0.8	0.25
Accrued Interest Receivable	2.54	2.37	-	2.26	1.83
Other Current Assets	0.34	-	-	0.53	0.26
Long-Term Deferred Tax Assets	1.74	2.76	-	4.46	5.25
Other Real Estate Owned & Foreclosed	0.76	-	-	-	0.07
Other Long-Term Assets	9.22	9.08	-	8.8	8.65
Total Assets	501.94	477.64	-	468.79	471.99
Interest Bearing Deposits	413.18	223.25	-	225.82	221.18
Institutional Deposits	-	51.27	-	49.27	27.85
Non-Interest Bearing Deposits	-	121.17	-	109.12	120.89
Total Deposits	413.18	395.69	-	384.22	369.93
Short-Term Borrowings	45.61	43.56	-	52.49	72.16
Current Portion of Long-Term Debt	-	0.62	-	-	-
Current Income Taxes Payable	-	0.11	-	-	-
Accrued Interest Payable	0.59	0.66	-	0.67	0.49
Long-Term Debt	0.8	0.65	-	1.87	2.44
Long-Term Leases	-	-	-	-	0.1
Other Long-Term Liabilities	4.53	4.02	-	3.94	4.05
Total Liabilities	464.7	445.31	-	443.17	449.16
Common Stock	0.01	0.01	-	0.01	0.01
Additional Paid-In Capital	13.62	13.66	-	13.71	13.75
Retained Earnings	38.13	35.67	-	32.73	31.53
Treasury Stock	-11.02	-10.93	-	-10.36	-10.33
Comprehensive Income & Other	-3.5	-6.07	-	-10.46	-12.13
Shareholders' Equity	37.24	32.33	-	25.62	22.83
Total Liabilities & Equity	501.94	477.64	-	468.79	471.99
Total Debt	46.41	44.83	-	54.36	74.7
Net Cash (Debt)	-19.95	1.32	-	-31.64	-43.96
Net Cash Per Share	-40.36	2.51	-	-58.73	-81.51
Filing Date Shares Outstanding	0.53	0.53	0.53	0.54	0.54
Total Common Shares Outstanding	0.53	0.53	0.53	0.54	0.54
Book Value Per Share	70.87	61.44	-	47.39	42.17
Tangible Book Value	37.24	32.33	-	25.62	22.83
Tangible Book Value Per Share	70.87	61.44	-	47.39	42.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.