First Robinson Financial Corporation (FRFC)

First Robinson Financial Cash Flow Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	3.66	1.92	2.59	2.73	2.62
Depreciation & Amortization	0.67	0.72	0.82	0.95	1.58
Gain (Loss) on Sale of Assets	-0.01	-0.01	0.17	0.04	0.06
Gain (Loss) on Sale of Investments	0.18	0.24	0.33	0.75	1.31
Total Asset Writedown	-	-	-	-0.39	0.13
Provision for Credit Losses	-0.18	0.35	0.14	0.85	1.54
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.93	-0.18	0.87	0.49	3.62
Accrued Interest Receivable	-0.11	-0.43	-0.36	0.2	-0.1
Change in Income Taxes	0.64	-0.27	0.29	-0.17	-0.13
Change in Other Net Operating Assets	-0.38	-0.21	-0.42	-0.21	-0.83
Other Operating Activities	-0.23	-0.02	-0.19	0.04	-0.2
Operating Cash Flow	4.78	1.93	4.3	4.36	7.29
Operating Cash Flow Growth	147.00%	-55.05%	-1.31%	-40.17%	209.30%
Capital Expenditures	-0.18	-0.53	-0.09	-0.23	-0.14
Sale of Property, Plant and Equipment	0.01	0.03	-	-	-
Investment in Securities	24.03	15.46	8.24	-69.95	-42.78
Net Decrease (Increase) in Loans Originated / Sold - Investing	-5.98	-18.03	-35.64	3.01	-10.95
Other Investing Activities	-0	-0.09	0.51	0.18	-2.78
Investing Cash Flow	17.87	-3.16	-26.99	-66.99	-56.64
Short-Term Debt Issued	173.36	309.65	443.83	226.7	165.4
Long-Term Debt Issued	-	-	-	3	-
Total Debt Issued	173.36	309.65	443.83	229.7	165.4
Short-Term Debt Repaid	-182.29	-329.41	-415.2	-198.02	-172.38
Long-Term Debt Repaid	-0.6	-0.58	-0.56	-0.93	-0.51
Total Debt Repaid	-182.89	-329.99	-415.75	-198.95	-172.88
Net Debt Issued (Repaid)	-9.53	-20.34	28.08	30.74	-7.48
Repurchase of Common Stock	-0.63	-0.09	-0.05	-0.8	-0.57
Common Dividends Paid	-0.72	-0.69	-0.67	-0.66	-0.67
Net Increase (Decrease) in Deposit Accounts	11.48	14.29	-23.01	20.67	85.08
Other Financing Activities	0.1	0.03	0.1	0.06	-0.04
Financing Cash Flow	0.69	-6.8	4.46	50.01	76.32
Net Cash Flow	23.34	-8.03	-18.23	-12.62	26.97
Free Cash Flow	4.59	1.4	4.21	4.13	7.15
Free Cash Flow Growth	227.84%	-66.72%	1.89%	-42.19%	275.22%
Free Cash Flow Margin	28.96%	10.71%	31.70%	29.02%	52.05%
Free Cash Flow Per Share	8.69	2.60	7.81	7.64	12.79
Cash Interest Paid	8.04	7.76	3.03	1.08	1.35
Cash Income Tax Paid	0.72	0.76	0.63	0.93	1.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.