Glen Burnie Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	12.23	24.46	15.24	30.09	62.18	36.69
Investment Securities	57.72	57.29	79.65	76.99	78.05	62.46
Mortgage-Backed Securities	46.43	50.66	59.78	67.15	77.88	51.59
Total Investments	104.14	107.95	139.43	144.13	155.93	114.05
Gross Loans	215.32	205.22	176.31	186.44	210.39	253.77
Allowance for Loan Losses	-2.57	-2.84	-2.16	-2.16	-2.47	-1.48
Net Loans	212.75	202.38	174.15	184.28	207.92	252.3
Property, Plant & Equipment	2.46	2.68	3.05	3.28	3.56	3.85
Accrued Interest Receivable	1.34	1.35	1.19	1.16	1.09	1.3
Other Receivables	0.31	0.15	0.12	-	0.3	0.12
Restricted Cash	-	-	-	-	-	0.4
Other Current Assets	0.43	0.47	0.48	0.49	0.35	0.32
Long-Term Deferred Tax Assets	7.48	8.55	7.9	8.9	0.96	0.14
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.58
Other Long-Term Assets	10.34	10.97	10.26	9.1	9.78	9.74
Total Assets	351.79	358.96	351.81	381.44	442.07	419.49
Accrued Expenses	1.37	0.97	1.62	1.49	2.43	2.54
Interest Bearing Deposits	220.86	207.31	180.64	199.69	203	188.72
Institutional Deposits	0.84	1.13	2.5	20	24.62	28.27
Non-Interest Bearing Deposits	107.37	100.75	116.92	143.26	155.62	132.63
Total Deposits	329.07	309.19	300.07	362.95	383.25	349.62
Short-Term Borrowings	-	30	30	-	10	29.91
Current Portion of Leases	0.06	0.05	-	-	-	-
Current Income Taxes Payable	-	-	-	0.15	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	10	-
Long-Term Leases	0.22	0.02	-	-	-	-
Pension & Post-Retirement Benefits	0.34	0.33	0.32	0.32	0.3	0.29
Other Long-Term Liabilities	-	0.58	0.47	0.48	0.37	0.03
Total Liabilities	331.07	341.14	332.49	365.38	406.35	382.39
Common Stock	2.92	2.9	2.88	2.87	2.85	2.84
Additional Paid-In Capital	11.12	11.04	10.96	10.86	10.76	10.64
Retained Earnings	22.95	22.88	23.86	23.58	22.98	23.07
Comprehensive Income & Other	-16.26	-19	-18.38	-21.25	-0.87	0.54
Shareholders' Equity	20.73	17.82	19.33	16.05	35.72	37.09
Total Liabilities & Equity	351.79	358.96	351.81	381.44	442.07	419.49
Total Debt	0.28	30.06	30	-	20	29.91
Net Cash (Debt)	11.95	-5.6	-14.76	30.09	42.18	6.78
Net Cash Growth	-	-	-	-28.66%	522.05%	-
Net Cash Per Share	4.10	-1.94	-5.14	10.52	14.81	2.39
Filing Date Shares Outstanding	2.92	2.9	2.89	2.87	2.86	2.85
Total Common Shares Outstanding	2.92	2.9	2.88	2.87	2.85	2.84
Book Value Per Share	7.10	6.14	6.70	5.60	12.51	13.05
Tangible Book Value	20.41	17.82	19.33	16.05	35.72	37.09
Tangible Book Value Per Share	6.99	6.14	6.70	5.60	12.51	13.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.