Harleysville Financial Corporation (HARL)

Harleysville Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Interest Income on Loans	36.24	32.89	27.55	23.32	25.44
Interest Income on Investments	4.68	4.91	6.68	3.99	1.88
Total Interest Income	40.92	37.8	34.23	27.32	27.32
Interest Paid on Deposits	9.47	7.13	2.36	1.78	2.83
Interest Paid on Borrowings	4.44	5.35	1.52	1.38	2
Total Interest Expense	13.91	12.48	3.88	3.16	4.83
Net Interest Income	27.01	25.32	30.36	24.16	22.49
Net Interest Income Growth (YoY)	6.69%	-16.60%	25.66%	7.42%	-1.94%
Other Non-Interest Income	2.69	2.59	2.71	2.97	2.92
Total Non-Interest Income	2.69	2.59	2.71	2.99	3.18
Non-Interest Income Growth (YoY)	3.78%	-4.21%	-9.62%	-5.76%	25.43%
Revenues Before Loan Losses	29.7	27.91	33.06	27.15	25.67
Provision for Loan Losses	0.15	0.07	-	0.28	0.39
Revenue	29.55	27.84	33.06	26.87	25.28
Revenue Growth (YoY)	6.13%	-15.80%	23.04%	6.29%	2.53%
Salaries and Employee Benefits	9.66	9.28	8.96	8.59	8.4
Occupancy Expenses	1.35	1.25	1.19	1.21	1.18
Federal Deposit Insurance	0.39	0.38	0.31	0.25	0.23
Selling, General & Administrative	2.31	2.1	2.11	2.01	1.81
Other Non-Interest Expense	3.44	3.46	4.12	3.33	3.8
Total Non-Interest Expense	17.15	16.47	16.69	15.37	15.43
EBT Excluding Unusual Items	12.4	11.37	16.37	11.5	9.85
Pretax Income	12.4	11.37	16.37	11.5	9.85
Income Tax Expense	2.87	2.51	4.15	2.71	2.57
Net Income	9.53	8.86	12.22	8.79	7.28
Net Income to Common	9.53	8.86	12.22	8.79	7.28
Net Income Growth	7.61%	-27.51%	39.06%	20.67%	2.43%
Basic Shares Outstanding	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4
Shares Change (YoY)	0.08%	-1.83%	-1.08%	-0.64%	-0.53%
EPS (Basic)	2.64	2.43	3.31	2.36	1.95
EPS (Diluted)	2.61	2.43	3.29	2.34	1.93
EPS Growth	7.41%	-26.14%	40.60%	21.24%	3.21%
Dividend Per Share	1.320	1.240	1.200	1.160	1.120
Dividend Growth	6.45%	3.33%	3.45%	3.57%	5.66%
Effective Tax Rate	23.12%	22.07%	25.34%	23.54%	26.05%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.