Harleysville Financial Corporation (HARL)

Harleysville Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Interest Income on Loans	33.52	32.89	27.55	23.32	25.44	26.81
Interest Income on Investments	4.91	4.91	6.68	3.99	1.88	2.81
Total Interest Income	38.43	37.8	34.23	27.32	27.32	29.62
Interest Paid on Deposits	8.19	7.13	2.36	1.78	2.83	4.33
Interest Paid on Borrowings	5.35	5.35	1.52	1.38	2	2.36
Total Interest Expense	13.54	12.48	3.88	3.16	4.83	6.68
Net Interest Income	24.89	25.32	30.36	24.16	22.49	22.94
Net Interest Income Growth (YoY)	-14.11%	-16.60%	25.66%	7.42%	-1.94%	-6.65%
Other Non-Interest Income	2.57	2.59	2.71	2.97	2.92	2.53
Total Non-Interest Income	2.57	2.59	2.71	2.99	3.18	2.53
Non-Interest Income Growth (YoY)	-6.38%	-4.21%	-9.62%	-5.76%	25.43%	-17.87%
Revenues Before Loan Losses	27.46	27.91	33.06	27.15	25.67	25.47
Provision for Loan Losses	0.21	0.07	-	0.28	0.39	0.81
Revenue	27.25	27.84	33.06	26.87	25.28	24.66
Revenue Growth (YoY)	-14.70%	-15.80%	23.04%	6.29%	2.53%	-7.55%
Salaries and Employee Benefits	9.28	9.28	8.96	8.59	8.4	8.44
Occupancy Expenses	1.25	1.25	1.19	1.21	1.18	1.2
Federal Deposit Insurance	0.38	0.38	0.31	0.25	0.23	0.07
Selling, General & Administrative	2.1	2.1	2.11	2.01	1.81	1.9
Other Non-Interest Expense	3.53	3.46	4.12	3.33	3.8	3.68
Total Non-Interest Expense	16.54	16.47	16.69	15.37	15.43	15.29
EBT Excluding Unusual Items	10.71	11.37	16.37	11.5	9.85	9.37
Pretax Income	10.71	11.37	16.37	11.5	9.85	9.37
Income Tax Expense	2.35	2.51	4.15	2.71	2.57	2.26
Net Income	8.36	8.86	12.22	8.79	7.28	7.11
Net Income to Common	8.36	8.86	12.22	8.79	7.28	7.11
Net Income Growth	-26.71%	-27.51%	39.06%	20.68%	2.43%	-12.74%
Basic Shares Outstanding	4	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4	4
Shares Change (YoY)	-1.30%	-1.83%	-1.08%	-0.64%	-0.53%	-0.56%
EPS (Basic)	2.30	2.43	3.31	2.36	1.95	1.89
EPS (Diluted)	2.29	2.43	3.29	2.34	1.93	1.87
EPS Growth	-25.91%	-26.14%	40.60%	21.24%	3.21%	-12.21%
Dividend Per Share	1.240	1.240	1.200	1.160	1.120	1.060
Dividend Growth	2.48%	3.33%	3.45%	3.57%	5.66%	8.16%
Effective Tax Rate	21.96%	22.07%	25.34%	23.55%	26.05%	24.10%

Source: S&P Capital IQ. Banks template. Financial Sources.