Harleysville Financial Corporation (HARL)

Harleysville Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Net Income	8.86	12.22	8.79	7.28	7.11
Depreciation & Amortization	0.52	0.48	0.62	0.68	0.7
Gain (Loss) on Sale of Investments	-	-	0.46	10.89	-
Provision for Credit Losses	-	-	0.28	0.39	0.81
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-	-	-11.1	-
Accrued Interest Receivable	-0.26	-0.32	-0.25	0.75	-0.28
Change in Other Net Operating Assets	-1.22	-0.72	0.85	-0.06	0.75
Other Operating Activities	-0.22	-0.26	0.06	0.64	-0.7
Operating Cash Flow	8.02	11.88	11.03	9.19	8.64
Operating Cash Flow Growth	-32.56%	7.72%	20.11%	6.30%	5.16%
Capital Expenditures	-0.36	-0.42	-0.11	-0.14	-0.3
Investment in Securities	25.27	19.14	-73.02	-10.94	23.11
Net Decrease (Increase) in Loans Originated / Sold - Investing	-45.27	-71.81	-17.79	60.59	-2.77
Other Investing Activities	-0.36	-2.1	0.53	0.88	0.6
Investing Cash Flow	-20.71	-55.19	-90.39	50.4	20.64
Short-Term Debt Issued	-	37.33	-	-	12.59
Long-Term Debt Issued	27	35	-	-	-
Total Debt Issued	27	72.33	-	-	12.59
Short-Term Debt Repaid	-6.86	-	-3.7	-2.87	-
Long-Term Debt Repaid	-15.91	-36.15	-12	-29.26	-14.03
Total Debt Repaid	-22.77	-36.15	-15.7	-32.13	-14.03
Net Debt Issued (Repaid)	4.23	36.19	-15.7	-32.13	-1.44
Issuance of Common Stock	0.82	0.92	0.24	0.19	0.28
Repurchase of Common Stock	-1.84	-2.27	-0.82	-1.28	-1.27
Common Dividends Paid	-8.87	-8.72	-4.29	-4.17	-3.99
Net Increase (Decrease) in Deposit Accounts	17.62	-108.12	29.95	68.21	71.39
Other Financing Activities	0.07	0.2	-0.07	0.13	-0.27
Financing Cash Flow	12.02	-81.8	9.31	30.95	64.7
Net Cash Flow	-0.68	-125.11	-70.04	90.53	93.98
Free Cash Flow	7.66	11.46	10.92	9.05	8.34
Free Cash Flow Growth	-33.20%	4.98%	20.66%	8.46%	6.40%
Free Cash Flow Margin	27.51%	34.67%	40.63%	35.79%	33.84%
Free Cash Flow Per Share	2.10	3.08	2.91	2.39	2.19
Cash Interest Paid	12.37	3.62	3.18	4.9	6.7
Cash Income Tax Paid	3.15	4.6	1.72	2.64	2.93

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.