Harleysville Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	2016 - 2020
Net Income	9.53	8.86	12.22	8.79	7.28	Upgrade
Depreciation & Amortization	0.53	0.52	0.48	0.62	0.68	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	0.46	10.89	Upgrade
Provision for Credit Losses	0.15	0.07	-	0.28	0.39	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-	-	-	-11.1	Upgrade
Accrued Interest Receivable	-0.37	-0.26	-0.32	-0.25	0.75	Upgrade
Change in Other Net Operating Assets	0.28	-1.22	-0.72	0.85	-0.06	Upgrade
Other Operating Activities	-0.57	-0.22	-0.26	0.06	0.64	Upgrade
Operating Cash Flow	9.87	8.09	11.88	11.03	9.19	Upgrade
Operating Cash Flow Growth	22.09%	-31.96%	7.72%	20.11%	6.30%	Upgrade
Capital Expenditures	-0.4	-0.36	-0.42	-0.11	-0.14	Upgrade
Investment in Securities	-34.02	25.27	19.14	-73.02	-10.94	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-29.28	-45.34	-71.81	-17.79	60.59	Upgrade
Other Investing Activities	-2.01	-0.36	-2.1	0.53	0.88	Upgrade
Investing Cash Flow	-65.7	-20.78	-55.19	-90.39	50.4	Upgrade
Short-Term Debt Issued	26.09	-	37.33	-	-	Upgrade
Long-Term Debt Issued	60	27	35	-	-	Upgrade
Total Debt Issued	86.09	27	72.33	-	-	Upgrade
Short-Term Debt Repaid	-	-6.86	-	-3.7	-2.87	Upgrade
Long-Term Debt Repaid	-32.96	-15.91	-36.15	-12	-29.26	Upgrade
Total Debt Repaid	-32.96	-22.77	-36.15	-15.7	-32.13	Upgrade
Net Debt Issued (Repaid)	53.13	4.23	36.19	-15.7	-32.13	Upgrade
Issuance of Common Stock	0.08	0.82	0.92	0.24	0.19	Upgrade
Repurchase of Common Stock	-1.24	-1.84	-2.27	-0.82	-1.28	Upgrade
Common Dividends Paid	-4.71	-8.87	-8.72	-4.29	-4.17	Upgrade
Net Increase (Decrease) in Deposit Accounts	6.62	17.62	-108.12	29.95	68.21	Upgrade
Other Financing Activities	0.69	0.07	0.2	-0.07	0.13	Upgrade
Financing Cash Flow	54.57	12.02	-81.8	9.31	30.95	Upgrade
Net Cash Flow	-1.26	-0.68	-125.11	-70.04	90.53	Upgrade
Free Cash Flow	9.47	7.73	11.46	10.92	9.05	Upgrade
Free Cash Flow Growth	22.59%	-32.58%	4.98%	20.66%	8.46%	Upgrade
Free Cash Flow Margin	32.06%	27.76%	34.67%	40.63%	35.79%	Upgrade
Free Cash Flow Per Share	2.60	2.12	3.08	2.91	2.39	Upgrade
Cash Interest Paid	13.83	12.37	3.62	3.18	4.9	Upgrade
Cash Income Tax Paid	3.36	3.15	4.6	1.72	2.64	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.